Habitational accounts have a home with Aspera

Posted on December 6, 2022

Habitational GL and Excess:
Options for Difficult Venues, Large Losses

The rise in interest rates impacts housing prices, which in turn increases demand for apartments and other rental options. The demand for apartments, increases the demand for insurance from owners of all types of multi-family housing – student housing, senior living, subsidized housing, and the general market.

Aspera has access to General and Excess Liability for apartments of all varieties, including properties in difficult venues or with large losses.


Recently, we received an account where the agent needed to find coverage for a subsidized housing complex with a loss over $1,000,000. The insured’s loss history prevented the agent from finding coverage from most carriers.

Where others saw problems, Aspera found solutions – once we received the necessary information, we returned a quote the same day. We received the bind order just a few days later.

Even in the face of challenging circumstances, Aspera can find solutions for your hard-to-insure habitational accounts.