UAS/Drone Operators

Aspera offers Drone Operator Liability coverage including UAS General Liability and UAS General Liability with Air Operations/Physical Damage coverages!

Our Aviation team can consider your UAS operation-only risks as well as Casualty accounts with ancillary UAS operator exposures.

Target Classes

  • Aerial photography and videography services
  • Real estate
  • Contractors/Roofers
  • Claims adjusting and inspection services
  • Private security
  • Agricultural use/crop dusting
  • Mapping/Surveying
  • Delivery services
  • UAS/Drone pilot training schools

Minimum Premium: $5,000 – $1M/$2M

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

  • For UAS/Drone specific operations, UAS/Drone General Liability; or
  • UAS/Drone Liability with Air Operations/Physical Damage Coverage (Air Operations available for operators with UAS under 55 pounds take-off weight only)
  • For operations with UAS exposures that are not a majority of operations, Kinsale offers a Drone Liability Endorsement to our General
  • Liability policies with limits in addition to the attaching policy (non-stacking)

Available Coverage Enhancements

  • Additional Insured, Waiver of Subrogation, and Primary and Non-Contributory Endorsements;
  • Personal and Advertising Injury Endorsement

Submission Requirements

  • Signed and dated UAS/Drone Operators supplemental application
  • Five year currently valued company loss runs
  • Copies of the following:
    • FAA licenses and endorsements held by all operators flying for insured;
    • Any FAA authorizations or waivers held by insured, including any amendments or special certificates of waiver
    • Any FAA or NTSB reports involving insured’s operations;
    • Operational Manual or Standard
    • Operating Procedures
  • Website information or brochure

Availability

  • California [Lic. 0K86725]
  • Colorado
  • Florida
  • Maine
  • Michigan
  • Oregon
  • Texas
  • Virginia
  • Washington