Non-Dealer’s Garage Liability and Garagekeepers Coverage

Our underwriting team has a wealth of experience providing Non-Dealer’s Garage Liability and Garagekeepers coverage solutions for difficult-to-insure businesses.

With Aspera, you will receive a customized underwriting process to deliver competitive solutions fast.

We deliver a quote within 48 hours for 75% of the submissions we receive!

Target Classes

  • Alarm installation and repairs
  • Automotive glass replacement and glass tinting
  • Automotive oil changes and lubrication shops
  • Body & paint shops
  • Construction & farm equipment service
  • Dry-docked boat services
  • Full-service car wash and car detailing
  • Gas station with repair operations
  • General automotive repair and service
  • Mobile auto detailing
  • Mobile mechanic and roadside assistance
  • Valet parking on insured’s premises

Avoided Classes

  • Automobile and motorcycle fabrication
  • Body or frame conversion
  • Bus repair
  • Rental or leasing of automobiles or trailers
  • Tow truck or repossession operations
  • Used tire dealers or tire repair


You can get coverage from us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 12.5% commission on new and renewal commercial accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • ACORD Commercial Insurance application and Garage Liability application with complete description of operations (signed and dated by the insured when bound)
  • Supplemental application, where appropriate (signed and dated by the insured when bound)
  • Five-year currently-valued company loss runs, with a description provided for large losses (over $200,000)
  • Website information
Send a Submission
Printable Non-Dealer’s Garage Liability Information

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
LeAn Hatch, Senior Underwriter
(804) 774-2108