Construction
Our underwriting team has a wealth of experience providing liability insurance solutions for commercial and residential construction businesses.
With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.
In most cases, we can turn around a quote to you in one hour!
Target Construction Classes
Artisan Type Contractors (All Types)
New Residential Construction and Contractors:
- Custom home builders: general contractors & artisans
- Maximum # new starts/units limited to twenty (20) in single project or development
Residential Renovation and Remodeling
Nearly all trades eligible!
Commercial Construction
Emphasis on commercial and specialty trade contractors:
- General contractors (including 100% work subcontracted)
- Excavation – including water and sewer line
- Horizontal borings
- Iron and steel erection
- Site prep and grading
- Infrastructure developers
- Tilt-up concrete
- OCP
Availability
You can get Construction insurance through us in these states:
- Alabama
- Arizona
- California [Lic. 0K86725]
- Colorado
- Florida
- Georgia
- Louisiana
- Maine
- Michigan
- Mississippi
- Nevada
- Oregon
- South Carolina
- Texas
- Virginia
- Washington
Company Highlights
Here are a few services you can expect when working with us:
- Quick response time – receive a quote within hours
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
- ACORD Commercial Insurance applications (125 and 126) with description of operations signed by the insured
- Supplemental application, as appropriate
- Five-year summary of losses
- Website information