Offering coverage for Commercial Casualty including Construction, EnvironmentalExcess Casualty, Inland MarineLife SciencesOL&T / Premises and Products Liability classes.

Target Environmental Classes

  • Dry Cleaners:
    • Location, machine and solvent specific;
    • Locations with active dry cleaning machines that are third generation or newer;
    • Most dry cleaning solvents considered;
    • Covers on-site clean-up and third-party bodily injury and property damage.

Minimum premium $3,500.

  • Environmental Contractors General Liability:
    • Fire, smoke, water, and disaster response contractors;
    • Industrial maintenance and cleaning contractors;
    • Lead and asbestos abatement contractors;
    • Mold remediation contractors.

Minimum premium $7,500.

  • Environmental Contractors Pollution Liability Coverage:
    • Both environmental and non-environmental construction and contracting;
    • TPL, NODS, and Professional coverage available by endorsement for environmental contractors;
    • Claims-Made and Occurrence available.

Minimum premium $2,500.

  • Manufacturers General Liability:
    • Environmental products including: pumps, valves, liners, remediation equipment, landfill liners, drums and barrels, etc.;
    • Manufacturers and distributors of chemicals, paints, coatings, soaps, oils, and lubricants, etc. considered;
    • Products Pollution available by endorsement;
    • Claims-Made and Occurrence available.

Minimum premium $7,500.

  • Pollution Legal Liability:
    • Includes new and pre-existing conditions (either can be deleted by endorsement);
    • Location specific;
    • Covers on-site and off-site pollution;
    • Claims-Made and Reported.

Minimum premium $5,000.

  • Standalone Products Pollution Liability:
    • Coverage can be provided for most classes;
    • Coverage for bodily injury, property damage, and clean-up costs available;
    • Claims-Made and Occurrence available.

Minimum premium $3,500.


  • California [Lic. 0K86725]
  • Colorado
  • Florida
  • Oregon
  • Texas
  • Washington State

Company Highlights

  • Obtain a quote in ONE HOUR
  • 12.5% Commission on New and Renewal Commercial Accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best

Our Commercial Lines Team

John Shumadine - Vice President
(804) 774-2102
Ryan Dunne - Associate Underwriter
(804) 774-2107