Our underwriting team has a wealth of experience providing liability insurance solutions for commercial and residential construction businesses.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you in one hour!

Target Construction Classes

Artisan Type Contractors (All Types)

New Residential Construction and Contractors:

  • Custom home builders: general contractors & artisans
  • Maximum # new starts/units limited to twenty (20) in single project or development

Residential Renovation and Remodeling
Nearly all trades eligible!

Commercial Construction
Emphasis on commercial and specialty trade contractors:

  • General contractors (including 100% work subcontracted)
  • Excavation – including water and sewer line
  • Horizontal borings
  • Iron and steel erection
  • Site prep and grading
  • Infrastructure developers
  • Tilt-up concrete
  • OCP


You can get Construction insurance through us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick response time – receive a quote within hours
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • ACORD Commercial Insurance applications (125 and 126) with description of operations signed by the insured
  • Supplemental application, as appropriate
  • Five-year summary of losses
  • Website information
Send a Submission
Printable Construction Information
View our Appetite Guide
Become Appointed

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Austin Cheatham, Associate Underwriter
(804) 774-2105
Chris Hinchcliff, Associate Underwriter
(804) 774-2114