Personal Lines

Offering coverage for factory-built and manufactured homes along the Atlantic and Gulf coasts.

Company & Coverage Highlights

  • Full coverage product available (wind/hail & all other perils)
  • Option for wind/hail coverage only
  • No limitations on distance to water
  • Replacement cost settlement method
  • Obtain a quote within minutes
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best

Coverage options:

  • Dwelling
  • Other Structures
  • Personal Property
  • Additional Living Expenses
  • Personal Liability -Up to $300,000 available
  • Medical Payments -Up to $2,500 available
  • Fire Department service coverage
  • Emergency removal coverage
  • Trees, shrubs, plants, and lawns
  • Debris removal
  • Antennas and satellite dishes

Availability

You can get Construction coverage from us in these states:

  • Alabama
  • Delaware
  • Florida
  • Georgia
  • Louisiana
  • Mississippi
  • North Carolina
  • South Carolina
  • Texas
  • Virginia

Our Personal Lines Team

Scott Binns, Assistant Vice President
(804) 774-2103
scott.binns@asperains.com
Heather Mawn, Underwriter
(804) 774-2106
heather.mawn@asperains.com
LeAn Hatch, Underwriter
(804) 774-2104
lean.hatch@asperains.com
Phillip Brinkley, Underwriter
(804) 774-2105
phillip.brinkley@asperains.com