Entertainment
Aspera’s access to Entertainment insurance includes a wide range of small and mid-sized businesses. We can help with risks that have been non-renewed or have a poor loss history.
Equine Liability, Media Liability, and Firearms Liability coverages are also available.
Entertainment Target Classes
- Auditoriums and theaters
- Axe throwing
- Bowling alleys
- Campgrounds and RV parks
- Convention or performing arts centers
- Country/tennis/golf clubs
- Escape rooms
- Equestrian centers
- Family entertainment and amusement centers
- Firearm stores
- Go-karting, batting cages, and mini-golf
- Gyms and fitness centers
- Hunt clubs
- Museums
- Paintball and laser tag facilities
- Race tracks or ATV parks
- Rage rooms
- Shooting ranges
- Special events
- Tourist attractions
- Zoos and aquariums
Minimum premium: $1,500
Entertainment – Equestrian Target Classes:
- Dressage competitions
- Dude ranches and camps
- Equestrian day camps
- Equine animal film and television services
- Equine animal training
- Event centers
- Petting zoos
- Pony rides
- Private and group riding lessons
- Private ranch boarding services
- Riding and hunt clubs
- Rodeos
- Trail riding operations (guided and non-guided)
Minimum Premium: $1,500
Deductible: $1,000
Higher options available
Entertainment – Media Liability Target Classes:
- Authors
- Advertising and marketing companies
- Bloggers and vloggers
- Broadcast media
- E-sports teams
- Film and television sets
- Journalists
- Photographers and photography studios
- Podcasters
- Production and recording studios
- Publishers of both print and digital media
- Social media influencers and content creators
- Streamers and streaming services
Policy Structure
Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best
- Commercial General Liability
- ISO Occurrence and Claims-Made coverage forms
- Customized coverage
- Up to $5M capacity, with several lower limit options available
- $10,000,000 excess capacity available
- Per location and per project aggregate endorsement
- Blanket AI forms
- Hired and non-owned auto (supported)
- Deductible starting at $1,000 with higher options available
Submission Requirements
- ACORD Commercial Insurance and General Liability applications with description of operations signed by the insured
- Supplemental application, as appropriate
- Five-year summary of losses
- Website information