Entertainment

Aspera’s access to Entertainment coverage includes a wide range of small and mid-sized businesses. We can help with risks that have been non-renewed or have a poor loss history.

Entertainment Target Classes

  • Auditoriums and theaters
  • Axe throwing
  • Bowling alleys
  • Campgrounds and RV parks
  • Convention or performing arts centers
  • Country/tennis/golf clubs
  • Escape rooms
  • Equestrian centers
  • Family entertainment and amusement centers
  • Firearm stores
  • Go-karting, batting cages, and mini-golf
  • Gyms and fitness centers
  • Hunt clubs
  • Museums
  • Paintball and laser tag facilities
  • Race tracks or ATV parks
  • Rage rooms
  • Shooting ranges
  • Special events
  • Tourist attractions
  • Zoos and aquariums

Minimum premium: $1,500

Entertainment – Equestrian Target Classes:

  • Dressage competitions
  • Dude ranches and camps
  • Equestrian day camps
  • Equine animal film and television services
  • Equine animal training
  • Event centers
  • Petting zoos
  • Pony rides
  • Private and group riding lessons
  • Private ranch boarding services
  • Riding and hunt clubs
  • Rodeos
  • Trail riding operations (guided and non-guided)

Minimum Premium$1,500
Deductible$1,000
Higher options available

Entertainment – Media Liability Target Classes:

  • Authors
  • Advertising and marketing companies
  • Bloggers and vloggers
  • Broadcast media
  • E-sports teams
  • Film and television sets
  • Journalists
  • Photographers and photography studios
  • Podcasters
  • Production and recording studios
  • Publishers of both print and digital media
  • Social media influencers and content creators
  • Streamers and streaming services

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best

  • Commercial General Liability
  • ISO Occurrence and Claims-Made coverage forms
  • Customized coverage
  • Up to $5M capacity, with several lower limit options available
  • $10,000,000 excess capacity available
  • Per location and per project aggregate endorsement
  • Blanket AI forms
  • Hired and non-owned auto (supported)
  • Deductible starting at $1,000 with higher options available

Submission Requirements

  • ACORD Commercial Insurance and General Liability applications with description of operations signed by the insured
  • Supplemental application, as appropriate
  • Five-year summary of losses
  • Website information

Availability

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
kyle.flynn@asperains.com
Chris Hinchcliff, Associate Underwriter
(804) 774-2114
chris.hinchcliff@asperains.com