Our underwriting team has a wealth of experience providing liability insurance solutions for hard-to-insure environmental-focused businesses.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you in one hour!

Target Environmental Classes

Dry Cleaners:

  • Location, machine, and solvent specific
  • Locations with active dry cleaning machines that are third generation or newer
  • Most dry cleaning solvents considered
  • Covers on-site clean-up and third-party bodily injury and property damage

Minimum Premium: $2,500

Environmental Contractors General Liability:

  • Fire, smoke, water, and disaster response contractors
  • Industrial maintenance and cleaning contractors
  • Lead and asbestos abatement contractors
  • Mold remediation contractors

Minimum Premium: $2,500

Environmental Contractors Pollution Liability Coverage:

  • Both environmental and non-environmental construction and contracting
  • TPL, NODS, and Professional coverage available by endorsement for environmental contractors
  • Claims-Made and Occurrence available

Minimum Premium: $1,000

Manufacturers General Liability:

  • Environmental products, including pumps, valves, liners, remediation equipment, landfill liners, drums, barrels, etc.
  • Manufacturers and distributors of chemicals, paints, coatings, soaps, oils, lubricants, etc. considered
  • Products Pollution available by endorsement
  • Claims-Made and Occurrence available

Minimum Premium: $2,500

Pollution Legal Liability:

  • Includes new and pre-existing conditions (either can be deleted by endorsement)
  • Location-specific
  • Covers on- and off-site pollution
  • Claims-Made and Reported

Minimum premium $1,500

Standalone Products Pollution Liability:

  • Coverage can be provided for most classes
  • Coverage for bodily injury, property damage, and clean-up costs available
  • Claims-Made and Occurrence available

Minimum premium $1,500

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

  • Up to $5M in capacity, up to $10M with Excess
  • Claims-Made and Occurrence forms available in most cases
  • Combined form available for Environmental contractors
  • Deductibles can be tailored to individual risks
  • Excess and Layered arrangements may also be considered


You can get Environmental insurance through us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick response time – receive a quote within hours
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • ACORD applications required as appropriate (signed and dated by the insured when bound)
  • Environmental application with a complete description of operations (signed and dated by the insured when bound)
  • Five-year summary of losses, with a description provided for large losses over $25,000
  • Website information
Send a Submission
Printable Environmental Information
View our Appetite Guide
Become Appointed

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Austin Cheatham, Associate Underwriter
(804) 774-2105
Chris Hinchcliff, Associate Underwriter
(804) 774-2114