NEW: Homeowners Coverage through Aspera

Posted on June 9, 2025

The Expertise You Trust—
Now for Homeowners Insurance!

Key Takeaways:

  • HOMES provides all-in-one coverage for hard-to-place single-family homes
  • Limits up to $1M with replacement cost options
  • Now open across CA, CO, LA, & TX—with more states coming soon!

For more than a decade, Aspera has been making the hard-to-insure easy to please with access to flexible manufactured home coverages.

Now, we’re bringing extensive experience writing hard-to-place risks to standalone, single-family homes with a Homeowners E&S special form that we call HOMES.

Get to know HOMES

WHO

HOMES provides coverage for homeowners with hard-to-insure risks, including PC 10 ratings, wildfire exposures, coastal locations with wind, short-term rentals, prior loss histories, or unusual building materials like metal siding, etc.

WHAT

Coverage options include dwellings, other structures, personal property, additional living expenses, personal liability, and more. Coverage A offers limits up to $1M, coverages A and C settle at replacement cost value, and all other coverage provide actual cash value.

WHERE

Access to coverage is available in all counties and parishes across California, Colorado, Louisiana, and Texas, with more states coming soon.

WHY

HOMES offers one-stop convenience. We access a homeowners policy special form that provides liability coverage and protects dwellings, other structures, and personal belongings in a single policy.

HOW

Ready to get started?

1.

Email Brokerage Ops to request log-in credentials for our Personal Insurance Portal.

2.

Once you have access, you can begin getting quotes in minutes! 

Learn more about HOMES or request access to the Personal Insurance Portal today.