Hurricane Season

Posted on June 7, 2018

Aspera Insurance Services offers personal insurance for your coastal factory-built or modular home, with coverage tailored for your specific needs. Storm-related risks are always increased during the hurricane season (June 1-November 30th), but hurricanes have been known to form outside of this time frame. In 2016, the U.S. saw two named storms form before the […]


Creating a Home Inventory

Posted on June 7, 2018

Aspera Insurance Services offers personal insurance for your coastal factory-built or modular home, with coverage tailored for your specific needs. Storm-related risks are always increased during the hurricane season (June 1-November 30th), but hurricanes have been known to form outside of this time frame. In 2016, the U.S. saw two named storms form before the […]


Do I Need Coverage for Vacant Land?

Posted on June 7, 2018

Aspera Insurance Services provides solutions for difficult- to-insure Commercial Casualty risks. Many individuals and businesses purchase land as a real estate investment because it typically appreciates over time. Protecting vacant land from unwanted guests is nearly impossible; fencing is not only expensive to install and keep up, it is not a guarantee to keep out […]


Do I Need Coverage for Vacant Buildings?

Posted on June 7, 2018

A Commercial General Liability (CGL) policy for Vacant Building coverage is going to respond to claims resulting in bodily injury. So you may be wondering, “Why do I need insurance if the building is vacant?” The building may be empty most of the time but building owners may have buyers or appraisers coming on the […]


Owners, Lessors, and Tenants

Posted on June 7, 2018

Aspera Insurance Services, Inc. offers small businesses Commercial General Liability insurance for Owners, Lessors, and Tenants. A Commercial General Liability (CGL) insurance policy protects insureds against liability claims for “bodily injury” and “property damage” arising from a variety of risks including premises, operations, and products. Because no two businesses are exactly alike, the policy responds […]


General Contractors

Posted on June 7, 2018

Aspera Insurance Services offers difficult-to-insure small businesses Commercial General Liability (CGL) insurance. A CGL insurance policy protects insureds against liability claims for “bodily injury” and “property damage” arising from a variety of risks including premises, operations, and products. Because no two businesses are exactly alike, the policy responds to a wide-range of exposures from commercial […]


Artisan Contractors

Posted on June 7, 2018

Aspera Insurance Services offers difficult-to-insure artisan contractors Commercial General Liability insurance. Artisan contractors such as air conditioning repair, electrical, framing, plumbing, roofing, and many other specialties who primarily work under contract for residential and commercial general contractors, often have a difficult time finding insurance due to the nature of and risks associated with their work. […]


Carbon Monoxide

Posted on June 7, 2018

Owning any home, whether it’s a traditional, factory-built or modular home, comes with risks including health-related. According to the U.S. Centers for Disease Control and Prevention, there are more than 400 unintentional carbon monoxide deaths in the United States annually, and over 20,000 visit the emergency room each year because of carbon monoxide poisoning. You […]