Binding Restrictions in place in parts of CO due to wildfires. Read details.

NEW: Up to $4.5M in TIV for hard-to-place homes

Posted on July 21, 2026

Find Higher Limits in More States with Aspera Limits up to $4.5M for your hard-to-place homeowners accounts—now available across 12 states. HOMES, homeowners E&S coverage available through Aspera, gives you and your clients more capacity across more markets, even for accounts with challenging characteristics like: Prior losses Roofs 15 years & older Coastal locations PC 10 ratings or […]


Out of the Frying Pan, Into the Wildfire

Posted on July 6, 2026

As Florida’s homeowners insurance market seems to be settling, wildfires create a new crisis. By Heather Mawn For the better part of a decade, Florida’s insurance market has been defined by two things: hurricanes and a litigation economy. As hurricanes kept battering the coast, predatory Assignment of Benefits schemes and uncapped attorney fees made the […]


Now Quoting Homeowners in DE, SC, & VA

Posted on June 30, 2026

Trusted Expertise Now for Homeowners Insurance! Key Takeaways: A Homeowners E&S product (HOMES) with all-in-one coverage Backed by a carrier rated A (Excellent) by AM Best Limits up to $1M with replacement cost options Now available to Delaware, South Carolina, & Virginia agents For more than a decade, Aspera has been making the hard-to-insure easy […]


Homeowners deserve more than the “last resort”

Posted on June 25, 2026

Where Others See Risk, We See Opportunity Protecting homeowners is your priority; placing hard-to-insure risks is ours. We make it our goal to deliver creative solutions for both site-built and manufactured home clients. Welcome to Aspera: Coverage for your hard-to-place risks Homeowners in areas classified as a protection class 10 (PC 10) and/or in high-risk […]


Now Quoting Homeowners in AL, GA, & MS

Posted on June 24, 2026

Trusted Expertise Now for Homeowners Insurance! Key Takeaways: A Homeowners E&S product (HOMES) with all-in-one coverage Backed by a carrier rated A (Excellent) by AM Best Limits up to $1M with replacement cost options Now available to Alabama, Georgia, & Mississippi agents For more than a decade, Aspera has been making the hard-to-insure easy to […]


HOMES Infographic

Posted on May 28, 2026

Download our HOMES infographic now to discover our available solutions for Homeowners E&S! Aspera makes the hard-to-insure easy to please.


Be the agent with answers for hurricane season & beyond

Posted on May 26, 2026

Put Our Experience to Work for You Key Takeaways: 12+ years of E&S experience, through hurricanes & more Options for mobile & site-built homes with no coastal limitations or roof age restrictions Solutions for high-risk locations including wildfire & PC 10-rated zones Storms come and markets disappear. You’ve seen it play out before. Aspera is […]


Now Quoting HOMES in Florida

Posted on May 18, 2026

Trusted Expertise Now for Homeowners Insurance! Key Takeaways: A Homeowners E&S product (HOMES) with all-in-one coverage Backed by a carrier rated A (Excellent) by AM Best Limits up to $1M with replacement cost options Now available to Florida agents For more than a decade, Aspera has been making the hard-to-insure easy to please with access […]


No roof restrictions. Just peace of mind.

Posted on May 14, 2026

Peace of Mind. Standard on Every Aspera Policy. Finding the right coverage for a hard-to-place home can be frustrating. At Aspera, we want to make things simpler. That’s why the manufactured housing and homeowners E&S (HOMES) coverages we access don’t impose strict roof restrictions. While many home insurance products carry roof age limits regardless of integrity, we can consider any […]


2026 Wildfire Forecast

Posted on May 7, 2026

2026 Outlook: Wildfire Risk is Heating Up Key Takeaways: AccuWeather predicts earlier-than-usual wildfire activity in 2026 Aspera delivers options for properties in rural, PC 10, or brush-exposed areas Aspera accesses coverage for both site-built and manufactured homes The Forecast With drought conditions impacting more than 40% of the U.S., AccuWeather forecasts an early start to the 2026 […]


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