NOW AVAILABLE: Manufactured Housing coverage in California

Posted on December 19, 2025

Aspera Gives California Homeowners the Power of Choice

Key Takeaways:

• Manufactured Housing coverage through Aspera—now available in California!
• The Preferred policy offers Replacement Cost Value coverage for dwellings & contents
• All coverages are available in PC 10-rated areas

One size does NOT fit all when it comes to homeowners coverage. And now, thanks to Manufactured Housing coverage brought to you through Aspera, your California clients have more choices when it comes to finding the right fit for their needs.

Manufactured Housing Solutions for California Homeowners

Aspera has been placing high-risk manufactured homes along the Gulf and Atlantic coasts for more than 12 years as the exclusive wholesaler for a carrier rated A (Excellent) by AM Best. Now, we’re excited to offer our experience and expertise to California agents.

	Replacement Cost Value The “Preferred” coverage form offers replacement costs up to the dwelling limit on total loss claims and on content losses—even for older homes
	Wildfire Protection Coverage is available even in California’s hardest-to-place locations, including areas classified as protection class 10 (PC 10) zones
	Broad Appetite We help place manufactured or modular homes, including owner-occupied, seasonal, and secondary homes, as well as long- and short-term rental properties

Ready to Get Started?

If you’re not already appointed, begin our streamlined appointment process now, and you could be binding new submissions by the end of day.

If you are appointed for the E&S homeowners insurance product, HOMES, or were appointed for Aspera’s Commercial Lines, your appointment applies to manufactured home coverage, too! Just send an email to brokerageops@asperains.com for your username and password.