Aspera provides Commercial General Liability and Products Liability coverages for marijuana products in states with legalized medical and/or recreational use and hemp cannabis/CBD goods. Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

Product Divisions and Target Classes

Allied Health & Health Care

  • Individual practitioners performing evaluations
  • Medical marijuana evaluation clinics
  • Pharmacies/pharmacists dispensing medical marijuana


  • Dispensaries
  • Edibles/oil manufacturers
  • Growers
  • Hospitality businesses (bakeries, coffee/cannabis shops, conventions, etc.)
  • LRO properties
  • Processors
  • Rolling paper manufacturers
  • Security firms serving cannabis businesses
  • Vaporizers and other smoking devices/accessories

Life Sciences

  • Analytical laboratories
  • CBD, cannabidiol – topical products only
  • Hemp – dietary supplements

Management Liability (D&O and EPL)

  • Cultivation
  • Dispensaries
  • Product manufacturers and others
  • Retail stores

Professional Liability

  • Compliance, licensing, and business consulting
  • Specialized professionals: accountants, architects, engineers, lawyers, etc.
  • Staffing and employment services


You can get Cannabis insurance coverage through us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick response time – 75% of submissions receive a quote within 48 hours
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best



Submission Requirements
  • ACORD applications required for Property and Casualty submissions. For Management Liability and Professional Liability submissions, please contact us for product-specific applications at
  • Supplemental applications, where appropriate
  • Five-year currently-valued company loss history, with a description provided for losses over $25,000 for Property and Casualty submissions. For Management Liability and Professional Liability, provide information on all claims.
  • Website address
Send a Submission
Printable Cannabis Information
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Become Appointed

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Austin Cheatham, Associate Underwriter
(804) 774-2105
Chris Hinchcliff, Associate Underwriter
(804) 774-2114