Excess Casualty

Our underwriting team has a wealth of experience providing excess casualty solutions for difficult-to-insure businesses.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you in one hour!

Aspera can offer both supported and unsupported excess quotes at a lead, buffer, or high attachment point.

Target Excess Classes

  • Auto buffer and small auto fleets
  • Commercial & residential contractors
  • Construction
  • Contractors & farm equipment rental
  • Cosmetics & personal care products
  • Farm/ranch operations
  • Forest products, including:
    • Pulp
    • Paper
    • Lumber
    • Wood products
  • Habitation, including:
    • Apartments
    • Condominiums
  • Heavy industrial
  • Hospitality
  • Importers & distributors
  • Machine shops
  • OL&T/Premises-related
  • Product manufacturers
  • Recreational facilities and resorts
  • Special events
  • Sporting goods
  • Truck and trailer manufacturers

Avoided Risks

  • Life Sciences
    (capacity for Life Sciences risks can be found on our Life Sciences page)
  • Professional Liability
    (capacity for Professional Liability risks can be found on our Professional Liability page)


You can get Excess Casualty coverage from us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 12.5% commission on new and renewal commercial accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best
Submission Requirements
  • ACORD Commercial Insurance application and Excess/Umbrella application, Commercial General Liability application with a complete description of operations (signature of the insured/dated when bound)
  • Supplemental application, where appropriate (signed and dated by the insured when bound)
  • Auto fleet breakout by vehicle type, including radius of operations and commodities hauled
  • Five-year currently-valued company loss runs, with a description provided for large losses (over $200,000)
  • Website information
Send a Submission
Printable Excess Casualty Information

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
LeAn Hatch, Senior Underwriter
(804) 774-2108