Excess Casualty

Our underwriting team has a wealth of experience providing excess casualty solutions for difficult-to-insure businesses.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you in one hour!

Providing lead excess or a buffer layer on both supported and unsupported basis.

Target Excess Classes

  • Auto buffer and small auto fleets
  • Commercial & Residential Contractors
  • Construction
  • Contractors & Farm Equipment Rental
  • Cosmetics & Personal Care Products
  • Farm/Ranch Operations
  • Forest Products, including:
    • Pulp
    • Paper
    • Lumber
    • Wood products
  • Habitation – including:
    • Apartments
    • Condominiums
  • Heavy Industrial
  • Hospitality
  • Importers & Distributors
  • Machine Shops
  • OL&T/Premises-related
  • Product Manufacturers
  • Recreational Facilities and Resorts
  • Special Events
  • Sporting Goods
  • Truck and Trailer Manufacturers

Avoided Risks

  • Energy Related
  • Environmental
  • Large Auto Fleets
  • Life Sciences
  • Mining
  • Professional Liability


You can get Excess Casualty coverage from us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick response time – receive a quote within hours
  • 12.5% commission on new and renewal commercial accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • ACORD Commercial Insurance application and Excess/ Umbrella application, Commercial General Liability application with a complete description of operations (signature of the insured/dated when bound)
  • Supplemental application, where appropriate (signed and dated by the insured when bound)
  • Auto Fleet breakout by vehicle type, including radius of operations and commodities hauled
  • Five year currently valued, company loss runs with a description provided for large losses (over $200,000)
  • Internet website information
Send a Submission
Printable Excess Casualty Information

Our Commercial Lines Team

Trish King, Assistant Vice President
(804) 774-2102
Ryan Dunne, Underwriter
(804) 774-2107
LeAn Hatch, Senior Underwriter
(804) 774-2108