Excess Casualty
Our underwriting team has a wealth of experience providing excess casualty solutions for difficult-to-insure businesses.
With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.
In most cases, we can turn around a quote to you in one hour!
Aspera can offer both supported and unsupported excess quotes at a lead, buffer, or high attachment point.
Target Excess Classes
- Apartment buildings
- Cannabis cultivation and distribution
- Carpentry
- Concrete construction
- Condominiums
- Excavation
- Firearms manufacturers and distributors
- General contractors
- Lessor’s risk
- Metal erection
- Oil and gas operations
- Real estate development properties
- Recreational facilities and resorts
- Roofers
- Security guards
- Small-to-midsize auto fleets
- Special events
- Warehouses
Avoided Risks
- Life Sciences
(capacity for Life Sciences risks can be found on our Life Sciences page) - Professional Liability
(capacity for Professional Liability risks can be found on our Professional Liability page)
Availability
You can get Excess Casualty coverage from us in these states:
- Arizona
- California [Lic. 0K86725]
- Colorado
- Florida
- Louisiana
- Maine
- Michigan
- Nevada
- Oregon
- South Carolina
- Texas
- Virginia
- Washington
Company Highlights
Here are a few services you can expect when working with us:
- Quick responses and quotes, often within 24 hours
- 12.5% commission on new and renewal commercial accounts
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best
Submission Requirements
- ACORD Commercial Insurance application and Excess/Umbrella application, Commercial General Liability application with a complete description of operations (signature of the insured/dated when bound)
- Supplemental application, where appropriate (signed and dated by the insured when bound)
- Auto fleet breakout by vehicle type, including radius of operations and commodities hauled
- Five-year currently-valued company loss runs, with a description provided for large losses (over $200,000)
- Website information