Excess Casualty

Our underwriting team has a wealth of experience providing excess casualty solutions for difficult-to-insure businesses.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you in one hour!

Aspera can offer both supported and unsupported excess quotes at a lead, buffer, or high attachment point.

Target Excess Classes

  • Apartment buildings
  • Cannabis cultivation and distribution
  • Carpentry
  • Concrete construction
  • Condominiums
  • Excavation
  • Firearms manufacturers and distributors
  • General contractors
  • Lessor’s risk
  • Metal erection
  • Oil and gas operations
  • Real estate development properties
  • Recreational facilities and resorts
  • Roofers
  • Security guards
  • Small-to-midsize auto fleets
  • Special events
  • Warehouses

Avoided Risks

  • Life Sciences
    (capacity for Life Sciences risks can be found on our Life Sciences page)
  • Professional Liability
    (capacity for Professional Liability risks can be found on our Professional Liability page)


You can get Excess Casualty insurance through us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • ACORD Commercial Insurance application and Excess/Umbrella application, Commercial General Liability application with a complete description of operations (signature of the insured/dated when bound)
  • Supplemental application, where appropriate (signed and dated by the insured when bound)
  • Auto fleet breakout by vehicle type, including radius of operations and commodities hauled
  • Five-year currently-valued company loss runs, with a description provided for large losses (over $200,000)
  • Website information
Send a Submission
Printable Excess Casualty Information
View our Appetite Guide
Become Appointed

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Austin Cheatham, Associate Underwriter
(804) 774-2105
Chris Hinchcliff, Associate Underwriter
(804) 774-2114