Excess Casualty
Our underwriting team has a wealth of experience providing excess casualty solutions for difficult-to-insure businesses.
With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.
In most cases, we can turn around a quote to you in one hour!
Providing both supported and unsupported excess quotes at a lead, buffer, or high attachment point.
Target Excess Classes
- Auto buffer and small auto fleets
- Commercial & Residential Contractors
- Construction
- Contractors & Farm Equipment Rental
- Cosmetics & Personal Care Products
- Farm/Ranch Operations
- Forest Products, including:
- Pulp
- Paper
- Lumber
- Wood products
- Habitation – including:
- Apartments
- Condominiums
- Heavy Industrial
- Hospitality
- Importers & Distributors
- Machine Shops
- OL&T/Premises-related
- Product Manufacturers
- Recreational Facilities and Resorts
- Special Events
- Sporting Goods
- Truck and Trailer Manufacturers
Avoided Risks
- Life Sciences
(capacity for Life Sciences risks can be found on our Life Sciences page) - Professional Liability
(capacity for Professional Liability risks can be found on our Professional Liability page)
Availability
You can get Excess Casualty coverage from us in these states:
- California [Lic. 0K86725]
- Colorado
- Florida
- Maine
- Michigan
- Oregon
- Texas
- Virginia
- Washington State
Company Highlights
Here are a few services you can expect when working with us:
- Quick responses and quotes, often within 24 hours
- 12.5% Commission on New and Renewal Commercial Accounts
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best
Submission Requirements
- ACORD Commercial Insurance application and Excess/ Umbrella application, Commercial General Liability application with a complete description of operations (signature of the insured/dated when bound)
- Supplemental application, where appropriate (signed and dated by the insured when bound)
- Auto Fleet breakout by vehicle type, including radius of operations and commodities hauled
- Five year currently valued, company loss runs with a description provided for large losses (over $200,000)
- Internet website information