General Casualty

Aspera offers Commercial General Liability and Products/Completed Operations Liability for difficult-to-insure businesses in over 200 eligible classes. We can tailor innovative solutions for your hard-to place-risks, including an array of small-to-midsized Recreation and Leisure classes.

We are interested in all risks, but we particularly target risks that have been non-renewed, have a poor loss history, or are located in a difficult legal venue.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you within hours!

Target Classes for General Casualty coverage

• Churches
• Condo and homeowners associations
• Flea markets
• Fuel haulers
• Gas stations
• Grocery stores and supermarkets
• Gyms/fitness centers
• Habitational
• Hotel, motel, and resorts
  (will consider long-term single room occupancy)
• Lessor’s risk
• Liquor liability (supported)
• Property managers
• Quarries
• Restaurants
• Retail stores
• Schools
• Shopping centers
• Vacant land and buildings
• Warehouses

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

• $10,000,000 capacity
• Commercial General Liability
• ISO Occurrence and Claims-Made coverage forms
• ISO Liquor Liability coverage
• Customized coverage
• Per location aggregate endorsement
• Hired and non-owned auto (supported)
• Garagekeepers legal (supported)

Availability

You can get General Casualty coverage from us in these states:

• Alabama
• Arizona
• California [Lic. 0K86725]
• Colorado
• Florida
• Georgia
• Louisiana
• Maine
• Michigan
• Mississippi
• Nevada
• North Carolina
• Oregon
• South Carolina
• Texas
• Virginia
• Washington

Company Highlights

Here are a few services you can expect when working with us:

• Quick response time – receive a quote within hours
• 12.5% commission on new and renewal commercial accounts
• 24-hour policy issuance
• Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best