OL&T/Premises

Our underwriting team has a wealth of experience providing OL&T/Premises insurance solutions for difficult-to-insure businesses.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you in one hour!

Target OL&T/Premises-Related Classes

• Over 200 Classes including:
  • Adult entertainment – clubs & shops
  • Amusement/arcade facilities and events
  • Apartments
  • Churches
  • Condo & homeowners associations
  • Convenience stores
  • Hostels
  • Hotels
  • Lessor’s risks
  • Motels
  • Office buildings
  • Restaurants
  • Retail stores
  • Shopping centers
  • Special events
  • Truckers
  • Vacant building
  • Vacant land
  • Warehouses

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

• Commercial General Liability
• ISO Occurrence coverage form
• Customized coverage
• $1,000,000 / $2,000,000 / $2,000,000 capacity
• Per location and per project aggregate endorsement
• Hired and non-owned auto (supported)

Availability

You can get OL&T/Premises coverage from us in these states:

• Alabama
• Arizona
• California [Lic. 0K86725]
• Colorado
• Florida
• Georgia
• Louisiana
• Maine
• Michigan
• Mississippi
• Nevada
• North Carolina
• Oregon
• South Carolina
• Texas
• Virginia
• Washington

Company Highlights

Here are a few services you can expect when working with us: