OL&T / Premises
Our underwriting team has a wealth of experience providing OL&T / Premises insurance solutions for difficult-to-insure businesses.
With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.
In most cases, we can turn around a quote to you in one hour!
Target OL&T / Premises-related Classes
- Over 200 Classes including:
- Adult Entertainment – Club & Shops
- Amusement / Arcade facilities and events
- Condo & Homeowners Associations
- Convenient Stores
- Lessor’s Risks
- Office Buildings
- Retail Stores
- Shopping Centers
- Special Events
- Vacant Building
- Vacant Land
Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.
- Commercial General Liability
- ISO Occurrence coverage form
- Customized Coverage
- $1,000,000 / $2,000,000 / $2,000,000 capacity
- Per Location and Per Project aggregate endorsement
- Hired and Non-owned Auto (supported)
You can get OL&T/Premises coverage from us in these states:
Here are a few services you can expect when working with us:
- Quick responses and quotes, often within 24 hours
- 12.5% Commission on New and Renewal Commercial Accounts
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best