OL&T / Premises

Our underwriting team has a wealth of experience providing OL&T/Premises insurance solutions for difficult-to-insure businesses.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you in one hour!

Target OL&T/Premises-related Classes

  • Over 200 Classes including:
    • Adult entertainment – clubs & shops
    • Amusement/arcade facilities and events
    • Apartments
    • Churches
    • Condo & homeowners associations
    • Convenience stores
    • Hostels
    • Hotels
    • Lessor’s risks
    • Motels
    • Office buildings
    • Restaurants
    • Retail stores
    • Shopping centers
    • Special events
    • Truckers
    • Vacant building
    • Vacant land
    • Warehouses

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

  • Commercial General Liability
  • ISO Occurrence coverage form
  • Customized coverage
  • $1,000,000 / $2,000,000 / $2,000,000 capacity
  • Per location and per project aggregate endorsement
  • Hired and non-owned auto (supported)

Availability

You can get OL&T/Premises coverage from us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 12.5% commission on new and renewal commercial accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • ACORD Commercial Insurance Applications (125 and 126) with description of operations (signed by the insured when bound)
  • Supplemental Application, as appropriate
  • Five Year Summary of Losses
  • Internet website information
Send a Submission

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
kyle.flynn@asperains.com
LeAn Hatch, Senior Underwriter
(804) 774-2108
lean.hatch@asperains.com