Our underwriting team has a wealth of experience providing OL&T/Premises insurance solutions for difficult-to-insure businesses.
With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.
In most cases, we can turn around a quote to you in one hour!
Target OL&T/Premises-Related Classes
- Over 200 Classes including:
- Adult entertainment – clubs & shops
- Amusement/arcade facilities and events
- Condo & homeowners associations
- Convenience stores
- Lessor’s risks
- Office buildings
- Retail stores
- Shopping centers
- Special events
- Vacant building
- Vacant land
Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.
- Commercial General Liability
- ISO Occurrence coverage form
- Customized coverage
- $1,000,000 / $2,000,000 / $2,000,000 capacity
- Per location and per project aggregate endorsement
- Hired and non-owned auto (supported)
You can get OL&T/Premises coverage from us in these states:
- California [Lic. 0K86725]
- North Carolina
- South Carolina
Here are a few services you can expect when working with us:
- Quick responses and quotes, often within 24 hours
- 12.5% commission on new and renewal commercial accounts
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best