Aspera finds aviation insurance solutions for hard-to-place accounts. We can consider your aviation-only and UAS operation-only risks, as well as your manufacturers and contractors with partial aviation exposures and Casualty accounts with ancillary UAS operator exposures.

We also target hard-to-place and unique aviation accounts for private businesses, recreational, corporate, commercial, and flying clubs on an excess or quota share basis for hull and liability coverage.

Ground Operations

Target Classes

  • Aircraft cleaning, painting, and welding
  • Aircraft maintenance and repair facilities
  • Aircraft, rotorcraft, and spacecraft parts manufacturers
  • Airport-adjacent services
  • Airports and airstrips
  • Exhibitions, air shows, and museums
  • Fuel suppliers
  • Hangar owners/operators
  • On-apron services (aircraft catering, de-icing, pushback, water/sanitation services, etc.)
  • Runway and helipad contractors
  • UAS/drone manufacturers

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

  • General Liability, Products/Completed Operations Liability, Hangarkeepers’ Liability, or Grounding Liability
  • Available on a primary, excess, or quota share basis
  • Total policy limits available up to $5M
  • Occurrence basis of coverage

Available Coverage Enhancements

  • Policy and appetite are not limited to Aviation Operations only; can consider aviation-adjacent Construction and Products exposures
  • Additional insured, waiver of subrogation, and primary and non-contributory endorsements

Submission Requirements

  • Signed and dated Airport, Aviation General Liability, or Aviation Products Manufacturing/Distribution supplemental application
  • Five-year currently-valued company loss runs
  • Copies of the following:
    • Any FAA certificates held by insured
    • Any FAA or NTSB reports involving insured’s operations
  • Website information, brochure, or product catalog as appropriate to insured’s operations

Air Operations

Target Classes

  • Aircraft with retractable gear
  • Emerging technologies and experimental aircraft
  • Older aircraft
  • Older pilots
  • Rotorcraft
  • Single-pilot turbine aircraft
  • Spacecraft

Prohibited Classes

  • Airlines
  • Crop dusting, seeding, or spraying
  • Firefighting
  • Skydiving operations
  • Racing

Policy Structure

  • Aircraft Hull & Liability
  • Limits available:
    • Up to $5M for Liability
    • Up to $2M for Hull
  • Follow-Form excess or quota share basis; no lead position on quota share

Submission Requirements

  • Signed and dated aircraft/pilot supplemental application
  • Five-year currently-valued company loss runs
  • Copies of the following:
    • FAA licenses and endorsements held by all operators flying for insured
    • Any FAA authorizations or waivers held by insured, including any amendments or special certificates of waiver
    • Any FAA or NTSB reports involving insured’s operations
    • Operational manual or standard
    • Operating procedures
  • Website information or brochure


Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Austin Cheatham, Associate Underwriter
(804) 774-2105
Chris Hinchcliff, Associate Underwriter
(804) 774-2114