Aviation
Aspera finds aviation insurance solutions for hard-to-place accounts. We can consider your aviation-only and UAS operation-only risks, as well as your manufacturers and contractors with partial aviation exposures and Casualty accounts with ancillary UAS operator exposures.
We also target hard-to-place and unique aviation accounts for private businesses, recreational, corporate, commercial, and flying clubs on an excess or quota share basis for hull and liability coverage.
Ground Operations
Target Classes
- Aircraft cleaning, painting, and welding
- Aircraft maintenance and repair facilities
- Aircraft, rotorcraft, and spacecraft parts manufacturers
- Airport-adjacent services
- Airports and airstrips
- Exhibitions, air shows, and museums
- Fuel suppliers
- Hangar owners/operators
- On-apron services (aircraft catering, de-icing, pushback, water/sanitation services, etc.)
- Runway and helipad contractors
- UAS/drone manufacturers
Policy Structure
Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.
- General Liability, Products/Completed Operations Liability, Hangarkeepers’ Liability, or Grounding Liability
- Available on a primary, excess, or quota share basis
- Total policy limits available up to $5M
- Occurrence basis of coverage
Available Coverage Enhancements
- Policy and appetite are not limited to Aviation Operations only; can consider aviation-adjacent Construction and Products exposures
- Additional insured, waiver of subrogation, and primary and non-contributory endorsements
Submission Requirements
- Signed and dated Airport, Aviation General Liability, or Aviation Products Manufacturing/Distribution supplemental application
- Five-year currently-valued company loss runs
- Copies of the following:
- Any FAA certificates held by insured
- Any FAA or NTSB reports involving insured’s operations
- Website information, brochure, or product catalog as appropriate to insured’s operations
Air Operations
Target Classes
- Aircraft with retractable gear
- Emerging technologies and experimental aircraft
- Older aircraft
- Older pilots
- Rotorcraft
- Single-pilot turbine aircraft
- Spacecraft
Prohibited Classes
- Airlines
- Crop dusting, seeding, or spraying
- Firefighting
- Skydiving operations
- Racing
Policy Structure
- Aircraft Hull & Liability
- Limits available:
- Up to $5M for Liability
- Up to $2M for Hull
- Follow-Form excess or quota share basis; no lead position on quota share
Submission Requirements
- Signed and dated aircraft/pilot supplemental application
- Five-year currently-valued company loss runs
- Copies of the following:
- FAA licenses and endorsements held by all operators flying for insured
- Any FAA authorizations or waivers held by insured, including any amendments or special certificates of waiver
- Any FAA or NTSB reports involving insured’s operations
- Operational manual or standard
- Operating procedures
- Website information or brochure