UAS/Drone Operators
Aspera offers Drone Operators Liability coverage, including UAS General Liability and UAS General Liability with Air Operations coverages!
Our Aviation team can consider your UAS operation-only risks as well as Casualty accounts with ancillary UAS operator exposures.
Target Classes
- Aerial photography and videography services
- Real estate
- Contractors/roofers
- Claims adjusting and inspection services
- Private security
- Agricultural use/crop dusting
- Mapping/Surveying
- Delivery services
- UAS/drone pilot training schools
Minimum Premium: $5,000 – $1M/$2M
Policy Structure
Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.
- For UAS/Drone specific operations:
- UAS/Drone General Liability; or
- UAS/Drone Liability with Air Operations Coverage (Air Operations available for operators with UAS under 55 pounds take-off weight only)
- For operations with UAS exposures that are not a majority of operations, a Drone Liability Endorsement is available to add to our General
Liability policies with limits in addition to the attaching policy (non-stacking)
Available Coverage Enhancements
- Additional insured, waiver of subrogation, and primary and non-contributory endorsements
- Personal and Advertising Injury Endorsement
Submission Requirements
- Signed and dated UAS/Drone Operators supplemental application
- Five-year currently-valued company loss runs
- Copies of the following:
- FAA licenses and endorsements held by all operators flying for insured
- Any FAA authorizations or waivers held by insured, including any amendments or special certificates of waiver
- Any FAA or NTSB reports involving insured’s operations
- Operational manual or standard
- Operating procedures
- Website information or brochure