Excess Auto Liability

You can always expect quick, personal service from Aspera as we deliver competitive solutions fast for your hard-to-insure Excess Auto accounts. 

We deliver a quote within 48 hours for 75% of the submissions we receive!

Target Classes

  • Standalone Excess Auto
    • Appliance delivery
    • Contractor auto fleets
    • Energy/oil & gas auto fleets – includes tractor trailer fleets
  • Trucking
    • Short or long haul trucking
    • New ventures
    • For-hire trucking
  • Tractor trailer fleets
  • Last mile package delivery or courier services
  • Pilot car services

Policy Structure

  • $5,000,000 capacity
  • Follow-Form excess policy

Underlying Requirements

  • $1,000,000 Combined Single Limit

Additional Submission Requirements

  • Underlying Auto Liability terms and, when applicable, General Liability terms
  • Auto fleet breakout by vehicle type, including radius of operations and commodities hauled
    • ­­Year, make, model, and 17-digit VIN also required
  • MVRs for drivers operating a scheduled auto


You can get coverage from us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • ACORD Commercial Insurance application
  • Excess/Umbrella application with a complete description of operations
  • Supplemental application where appropriate, signed and dated by the insured when bound
  • Five-year currently-valued loss runs with a description provided for losses over $100,000
  • Website information
Send a Submission
Printable Excess Auto Information
View our Appetite Guide
Become Appointed

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Chris Hinchcliff, Associate Underwriter
(804) 774-2114