Excess Auto Liability
You can always expect quick, personal service from Aspera as we deliver competitive solutions fast for your hard-to-insure Excess Auto accounts.
We deliver a quote within 48 hours for 75% of the submissions we receive!
Target Classes
- Standalone Excess Auto
- Appliance delivery
- Contractor auto fleets
- Energy/oil & gas auto fleets – includes tractor trailer fleets
- Trucking
- Short or long haul trucking
- New ventures
- For-hire trucking
- Tractor trailer fleets
- Last mile package delivery or courier services
- Pilot car services
Policy Structure
- $5,000,000 capacity
- Follow-Form excess policy
Underlying Requirements
- $1,000,000 Combined Single Limit
Additional Submission Requirements
- Underlying Auto Liability terms and, when applicable, General Liability terms
- Auto fleet breakout by vehicle type, including radius of operations and commodities hauled
- Year, make, model, and 17-digit VIN also required
- MVRs for drivers operating a scheduled auto
Availability
You can get coverage from us in these states:
- Alabama
- Arizona
- California [Lic. 0K86725]
- Colorado
- Florida
- Georgia
- Louisiana
- Maine
- Michigan
- Mississippi
- Nevada
- Oregon
- South Carolina
- Texas
- Virginia
- Washington
Company Highlights
Here are a few services you can expect when working with us:
- Quick responses and quotes, often within 24 hours
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
- ACORD Commercial Insurance application
- Excess/Umbrella application with a complete description of operations
- Supplemental application where appropriate, signed and dated by the insured when bound
- Five-year currently-valued loss runs with a description provided for losses over $100,000
- Website information