Firearms, Ammunition, and Ballistic Protection

Aspera provides Commercial General Liability, Products Liability, and Professional Services Liability insurance coverages for a wide variety of firearms risks, including manufacturers, retailers, and recreation establishments.

TARGET CLASSES

Manufacturers and Distributors

• Class III NFA/Title II controlled items and suppressors
• Firearms, firearm parts, and accessories
• Imported products
• NIJ-listed body armor/plates
• Non-plate ballistic paneling, armored backpacks, etc.

Retailers

• Direct retail sales or firearms, parts, and ammunition
• Military- and police-exclusive sales
• Online sale of parts, ammunition, or ballistic protection
  (firearms and controlled parts must be shipped to a
  Federal Firearms License holder)

Sporting Goods

• Airsoft goods up to 600 FPS velocity (must have an
  orange/neon safety tip)
• Archery products, including youth archery supplies
• Knives, swords, and martial arts weaponry
• Paintball markers and safety gear
• Targets/range equipment (binary explosive targets
  considered on a claims-made basis only)

Recreation and Training

• Ballistics testing facilities
• Competitive shooting tournaments
• Firearms instructors
• Hunt and gun clubs
• Paintball and airsoft centers
• Shooting ranges
• Tactical training classes

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

• $10,000,000 Excess capacity available
• Commercial General Liability, Products/Completed
  Operations Liability, or Professional Services Liability
• ISO Occurrence and Claims-Made coverage forms
  (retroactive date continuity provided)
• Coverage tailored for unique exposures
• $2,500 deductible unless modified to an individual risk

Availability

You can get Firearms coverage from us in these states:

• Alabama
• Arizona
• California [Lic. 0K86725]
• Colorado
• Florida
• Georgia
• Louisiana
• Maine
• Michigan
• Mississippi
• Nevada
• North Carolina
• Oregon
• South Carolina
• Texas
• Virginia
• Washington

Company Highlights

Here are a few services you can expect when working with us:

• Quick response time – receive a quote within hours
• 12.5% commission on new and renewal commercial accounts
• 24-hour policy issuance
• Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best