Firearms, Ammunition, and Ballistic Protection
Aspera provides Commercial General Liability, Products Liability, and Professional Services Liability insurance coverages for a wide variety of firearms risks, including manufacturers, retailers, and recreation establishments.
TARGET CLASSES
Manufacturers and Distributors
- Class III NFA/Title II controlled items and suppressors
- Firearms, firearm parts, and accessories
- Imported products
- NIJ-listed body armor/plates
- Non-plate ballistic paneling, armored backpacks, etc.
Retailers
- Direct retail sales or firearms, parts, and ammunition
- Military- and police-exclusive sales
- Online sale of parts, ammunition, or ballistic protection
(firearms and controlled parts must be shipped to a
Federal Firearms License holder)
Sporting Goods
- Airsoft goods up to 600 FPS velocity (must have an
orange/neon safety tip) - Archery products, including youth archery supplies
- Knives, swords, and martial arts weaponry
- Paintball markers and safety gear
- Targets/range equipment (binary explosive targets
considered on a claims-made basis only)
Recreation and Training
- Ballistics testing facilities
- Competitive shooting tournaments
- Firearms instructors
- Hunt and gun clubs
- Paintball and airsoft centers
- Shooting ranges
- Tactical training classes
Policy Structure
Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.
- $10,000,000 Excess capacity available
- Commercial General Liability, Products/Completed
Operations Liability, or Professional Services Liability - ISO Occurrence and Claims-Made coverage forms
(retroactive date continuity provided) - Coverage tailored for unique exposures
- $2,500 deductible unless modified to an individual risk
Availability
You can get Firearms coverage from us in these states:
- Alabama
- Arizona
- California [Lic. 0K86725]
- Colorado
- Florida
- Georgia
- Louisiana
- Maine
- Michigan
- Mississippi
- Nevada
- North Carolina
- Oregon
- South Carolina
- Texas
- Virginia
- Washington
Company Highlights
Here are a few services you can expect when working with us:
- Quick response time – receive a quote within hours
- 12.5% commission on new and renewal commercial accounts
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
- ACORD 125 and 126 applications; Firearms Supplemental application (signed and dated by the insured when bound)
- Five-year currently-valued company loss runs, with a description provided for all losses
- Copy of applicants’ valid Federal Firearms Licenses
- Expiring policy declarations page for Claims Made from retroactive date continuity (If applicable)
- Website information or catalog