Health Care

Aspera is a market for medical practitioners that are ineligible for the standard marketplace. We target practitioners with poor claims experience, alcohol and substance abuse histories, gaps in coverage, and licensing and/or board issues. Coverage can also include entities or corporations affiliated with a practitioner.

Target Classes

Available Coverage Enhancements

  • Incident coverage trigger
  • Defense outside the limit
  • Limited death, disability, and retirement (DD&R) provision
  • Supplementary payments
  • Damages only deductible

Medical Professional Excess

  • Excess Liability available on an unsupported basis Follow-form excess
    • Sub-limited coverages exclusion
    • Defense within the limit
  • Available in Patient Compensation Fund (PCF) states
  • Available in lower limit states, such as FL and TX, if needed to satisfy a contractual requirement

Availability

  • California [Lic. 0K86725]
  • Colorado
  • Florida
  • Oregon
  • Texas
  • Washington State

Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 12.5% Commission on New and Renewal Commercial Accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best
Submission Requirements
  • Application (signed and dated) and appropriate supplemental application
  • Five-year currently valued loss runs
  • Copy of Curriculum Vitae and declaration page
Send a Submission
Printable Health Care Information

Our Commercial Lines Team

Trish King, Assistant Vice President
(804) 774-2102
trish.king@asperains.com
Ryan Dunne, Associate Underwriter
(804) 774-2107
ryan.dunne@asperains.com