Health Care

Aspera has access to healthcare liability solutions for medical practitioners that are ineligible for the standard marketplace. We target practitioners with poor claims experience, alcohol and substance abuse histories, gaps in coverage, and licensing and/or board issues. Coverage can also include entities or corporations affiliated with a practitioner.

Target Classes

Available Coverage Enhancements

  • Incident coverage trigger
  • Defense outside the limit
  • Limited death, disability, and retirement (DD&R) provision
  • Supplementary payments
  • Damages-only deductible

Medical Professional Excess

  • Excess Liability available on an unsupported basis
    • Follow-form excess
    • Sublimited coverages exclusion
    • Defense within the limit
  • Available in Patient Compensation Fund (PCF) states
  • Available in lower-limit states, such as FL, MI, and TX, if needed to satisfy a contractual requirement


Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • Application (signed and dated) and appropriate supplemental application
  • Five-year currently-valued loss runs
  • Copies of curriculum vitae and declaration page
Send a Submission
Printable Health Care Information
View our Appetite Guide
Become Appointed

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Chris Hinchcliff, Associate Underwriter
(804) 774-2114