Life Sciences

Our underwriting team has a wealth of experience providing Life Sciences solutions for difficult-to-insure businesses.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you in one hour!

Target Life Sciences Classes

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

Commercial General Liability, Products/Completed Operations Liability, or Professional Liability
Claims-Made coverage form with Occurrence coverage available for certain risks
Policy limits up to $10M available on Primary or Excess basis; follow-form excess capacity of $10M on both a supported and unsupported basis
Defense normally written inside the limit, but may consider outside the limit based on the risk
Automatic inclusion of landlords, trade events, and vendors as additional insureds

You can get Life Sciences coverage from us in these states:

Here are a few services you can expect when working with us:

Quick responses and quotes, often within 24 hours
12.5% commission on new and renewal commercial accounts
24-hour policy issuance
Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best

Submission Requirements

ACORD Commercial Insurance applications (125 and 126) with description of operations (signed by the insured when bound)
Supplemental application, as appropriate (signed by the insured when bound)
Five-year currently-valued company loss runs, with a description provided for losses over $25,000
Copy of current declarations page
Copy of all product labels
Copy of all advertising literature
Website information

Printable Information - Pharmaceuticals

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