Ocean Marine

Aspera has access to Ocean Marine insurance, focusing on Marine Cargo risks needing Cargo Liability coverage and Marine Contractors needing General Liability coverage.

Marine Cargo

We target hard-to-insure small and mid-sized risks that transport goods and products in domestic inland waterways and coastal waters within 12 nautical miles of the U.S. coast.

Coverage Territory

  • Domestic inland waterways
  • Coastal waters within 12 nautical miles of the U.S. coast

Target Classes

  • Agricultural risks
  • Buyers/consignees
  • Chemicals
  • Commodities traders
  • Distributors
  • Freight forwarders
  • Manufacturers
  • Refrigerated goods

Policy Structure

  • Cargo Liability (within specified coverage territory)
  • All Risks or Named Perils
  • Special “per conveyance” limits of liability
  • Per occurrence and aggregate per voyage deductibles
  • Ability to amend property not covered as defined in the policy form
  • Coverage extension available for damages incurred during land transit or while stored awaiting transit

Marine Contractors

Target Classes

  • Blue and brown water exposures
  • Consultants
  • Diving contractors
  • Marina operators
  • Ship repairers
  • Shipyard contractors
  • Stevedores

Policy Structure

  • Commercial General Liability
  • Occurrence basis of coverage
  • Onshore or offshore exposures, with ability to consider up to 100% offshore


Submission Requirements
  • ACORD Commercial Insurance application
  • Marine Cargo supplemental application, where appropriate (Kinsale or other carriers accepted)
  • Five years of currently-valued loss runs (within 60 days) with a description provided for any loss greater than $25,000
  • Applicable contract signed by insured
Send a Submission
Printable Ocean Marine Information
View our Appetite Guide
Become Appointed

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Chris Hinchcliff, Associate Underwriter
(804) 774-2114