Professional Liability
Aspera has Professional Liability coverage for small-to-medium sized hard-to-place and/or distressed non-medical professional liability companies. Our leading classes are Architects & Engineers, Insurance Agents and Lawyers. We can customize and manuscript coverage wording to fit your client’s needs.
Target Classes
Accountants
- Small to mid-size firms, including solo practitioners
Architects & Engineers
- Aerospace/Aviation Engineers
- Construction Management
- Design/Build
- Geotechnical Engineers
- Process Engineers
- Structural Engineers
Note: Professional/General liability policies available. Contingent pollution coverage included. Risk management contract review hotline available.
- Compliance, Licensing and Business Consulting
- Specialized Professionals: Accountants, Architects, Engineers, Lawyers, etc.
- Staffing and Employment Services
Financial Planners
- Small to mid-size firms; including solo practitioners
- Alternative investment vehicles
- Discretionary asset management
- Life/health/annuities placements coverage included
- Solicitors for third party money managers
- Unregistered/unlicensed professionals
Insurance Agents:
- Retail/Wholesale agents and brokers to include MGAs/MGUs and program administrators
- Aviation Insurance
- Crop Insurance
- Life/Health/Accident Insurance
- Long Haul Trucking Insurance
Law Firms
- Small to mid-size firms, including solo practitioners
- Class Action/Mass Tort
- Intellectual Property, including patent law
- International Law
- Mergers & Acquisitions/Corporate practices
- Plaintiff Litigation
- Securities Law
Note: Risk management contract review hotline available.
Miscellaneous Professional
- Actuarial consultants
- Cannabis related risks
- Crane inspectors
- Mergers & acquisitions consultants
- OSHA compliance/safety consultants
Note: Contingent Bodily Injury/Property Damage available.
Real Estate Related
- Appraisers
- Business brokers
- Mortgage brokers
- Property managers
- Residential and commercial sales and leasing
Note: Coverage available for owned properties.
Excess
- Available over all PL classes of business
- $10,000,000 limit capacity (primary or excess)
- Broader underwriting appetite, including clean/ standard risks
- Aggregate-only excess
- Project or client specific excess
- Top heavy excess
Availability
- California [Lic. 0K86725]
- Colorado
- Florida
- Maine
- Michigan
- Oregon
- Texas
- Washington State
Company Highlights
Here are a few services you can expect when working with us:
- Quick responses and quotes, often within 24 hours
- 12.5% Commission on New and Renewal Commercial Accounts
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best
- Application (signed and dated) and appropriate supplemental application(s)
- Five-year currently valued loss runs
- Copy of license
- Copy of current declaration page