Professional Liability

Aspera has Professional Liability coverage for small-to-medium sized hard-to-place and/or distressed non-medical professional liability companies. Our leading classes are Architects & Engineers, Insurance Agents and Lawyers. We can customize and manuscript coverage wording to fit your client’s needs.

Target Classes

Accountants

• Small to mid-size firms, including solo practitioners

Architects & Engineers

• Aerospace/Aviation Engineers
• Construction Management
• Design/Build
• Geotechnical Engineers
• Process Engineers
• Structural Engineers

Note: Professional/General liability policies available. Contingent pollution coverage included. Risk management contract review hotline available.  

Cannabis Professionals

• Compliance, Licensing and Business Consulting
• Specialized Professionals: Accountants, Architects, Engineers, Lawyers, etc.
• Staffing and Employment Services

Financial Planners

• Small to mid-size firms; including solo practitioners
• Alternative investment vehicles
• Discretionary asset management
• Life/health/annuities placements coverage included
• Solicitors for third party money managers
• Unregistered/unlicensed professionals

Insurance Agents:

• Retail/Wholesale agents and brokers to include MGAs/MGUs and program administrators
• Aviation Insurance
• Crop Insurance
• Life/Health/Accident Insurance
• Long Haul Trucking Insurance

Law Firms

• Small to mid-size firms, including solo practitioners
• Class Action/Mass Tort
• Intellectual Property, including patent law
• International Law
• Mergers & Acquisitions/Corporate practices
• Plaintiff Litigation
• Securities Law

Note: Risk management contract review hotline available.

Miscellaneous Professional

• Actuarial consultants
• Cannabis related risks
• Crane inspectors
• Mergers & acquisitions consultants
• OSHA compliance/safety consultants

Note: Contingent Bodily Injury/Property Damage available.

Real Estate Related

• Appraisers
• Business brokers
• Mortgage brokers
• Property managers
• Residential and commercial sales and leasing

Note: Coverage available for owned properties.

Excess

• Available over all PL classes of business
• $10,000,000 limit capacity (primary or excess)
• Broader underwriting appetite, including clean/ standard risks
• Aggregate-only excess
• Project or client specific excess
• Top heavy excess

Availability

• California [Lic. 0K86725]
• Colorado
• Florida
• Oregon
• Texas
• Washington State

Company Highlights

Here are a few services you can expect when working with us:

• Quick responses and quotes, often within 24 hours
• 12.5% Commission on New and Renewal Commercial Accounts
• 24-hour policy issuance
• Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best