Professional Liability

Aspera has Professional Liability coverage for small-to-midsized, hard-to-place or distressed, non-medical professional liability companies. Our leading classes are Architects & Engineers, Insurance Agents, and Lawyers. We can customize and manuscript coverage wording to fit your client’s needs.

Target Classes


  • Small-to-midsize firms, including solo practitioners

Architects & Engineers

  • Aerospace/aviation engineers
  • Construction management
  • Design/build
  • Geotechnical engineers
  • Process engineers
  • Structural engineers

Note: Professional/General Liability policies available. Contingent Pollution coverage included. Risk management contract review hotline available.  

Cannabis Professionals

  • Compliance, licensing, and business consulting
  • Specialized professionals: accountants, architects, engineers, lawyers, etc.
  • Staffing and employment services

Financial Planners

  • Small-to-midsize firms, including solo practitioners
  • Alternative investment vehicles
  • Discretionary asset management
  • Life/health/annuities placements coverage included
  • Solicitors for third-party money managers
  • Unregistered/unlicensed professionals

Insurance Agents:

  • Retail/wholesale agents and brokers, to include MGAs/MGUs and program administrators
  • Aviation insurance
  • Crop insurance
  • Life/health/accident insurance
  • Long haul trucking insurance

Law Firms

  • Small-to-midsize firms, including solo practitioners
  • Class action/mass tort
  • Intellectual property, including patent law
  • International law
  • Mergers & acquisitions/corporate practices
  • Plaintiff litigation
  • Securities law

Note: Risk management contract review hotline available.

Miscellaneous Professional

  • Actuarial consultants
  • Cannabis-related risks
  • Crane inspectors
  • Mergers & acquisitions consultants
  • OSHA compliance/safety consultants

Note: Contingent Bodily Injury/Property Damage available.

Real Estate Related

  • Appraisers
  • Business brokers
  • Mortgage brokers
  • Property managers
  • Residential and commercial sales and leasing

Note: Coverage available for owned properties.


  • Available over all PL classes of business
  • $10,000,000 limit capacity (primary or excess)
  • Broader underwriting appetite, including clean/ standard risks
  • Aggregate-only excess
  • Project- or client-specific excess
  • Top-heavy excess


Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • Application (signed and dated) and appropriate supplemental application(s)
  • Five-year currently-valued loss runs
  • Copy of license
  • Copy of current declaration page
Send a Submission
Printable Professional Liability Information
View our Appetite Guide
Become Appointed

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Austin Cheatham, Associate Underwriter
(804) 774-2105
Chris Hinchcliff, Associate Underwriter
(804) 774-2114