Professional Liability

Aspera has Professional Liability coverage for small-to-medium sized hard-to-place and/or distressed non-medical professional liability companies. Our leading classes are Architects & Engineers, Insurance Agents and Lawyers. We can customize and manuscript coverage wording to fit your client’s needs.

Target Classes

Accountants

  • Small to mid-size firms, including solo practitioners

Architects & Engineers

  • Aerospace/Aviation Engineers
  • Construction Management
  • Design/Build
  • Geotechnical Engineers
  • Process Engineers
  • Structural Engineers

Note: Professional/General liability policies available. Contingent pollution coverage included. Risk management contract review hotline available.  

Cannabis Professionals 

  • Compliance, Licensing and Business Consulting
  • Specialized Professionals: Accountants, Architects, Engineers, Lawyers, etc.
  • Staffing and Employment Services

Financial Planners

  • Small to mid-size firms; including solo practitioners
  • Alternative investment vehicles
  • Discretionary asset management
  • Life/health/annuities placements coverage included
  • Solicitors for third party money managers
  • Unregistered/unlicensed professionals

Insurance Agents:

  • Retail/Wholesale agents and brokers to include MGAs/MGUs and program administrators
  • Aviation Insurance
  • Crop Insurance
  • Life/Health/Accident Insurance
  • Long Haul Trucking Insurance

Law Firms

  • Small to mid-size firms, including solo practitioners
  • Class Action/Mass Tort
  • Intellectual Property, including patent law
  • International Law
  • Mergers & Acquisitions/Corporate practices
  • Plaintiff Litigation
  • Securities Law

Note: Risk management contract review hotline available.

Miscellaneous Professional

  • Actuarial consultants
  • Cannabis related risks
  • Crane inspectors
  • Mergers & acquisitions consultants
  • OSHA compliance/safety consultants

Note: Contingent Bodily Injury/Property Damage available.

Real Estate Related

  • Appraisers
  • Business brokers
  • Mortgage brokers
  • Property managers
  • Residential and commercial sales and leasing

Note: Coverage available for owned properties.

Excess

  • Available over all PL classes of business
  • $10,000,000 limit capacity (primary or excess)
  • Broader underwriting appetite, including clean/ standard risks
  • Aggregate-only excess
  • Project or client specific excess
  • Top heavy excess

Availability

  • California [Lic. 0K86725]
  • Colorado
  • Florida
  • Oregon
  • Texas
  • Washington State

Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 12.5% Commission on New and Renewal Commercial Accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best
Submission Requirements
  • Application (signed and dated) and appropriate supplemental application(s)
  • Five-year currently valued loss runs
  • Copy of license
  • Copy of current declaration page
Send a Submission
Printable Professional Liability Information

Our Commercial Lines Team

Trish King, Assistant Vice President
(804) 774-2102
trish.king@asperains.com
Ryan Dunne, Associate Underwriter
(804) 774-2107
ryan.dunne@asperains.com