Public Entity
Aspera targets small-to-medium size, Educational Institution, Law Enforcement, and Public Official risks. We specialize in hard-to-place insureds to include those that have been non-renewed, are in difficult legal venues, have poor loss history, or are first-time insurance buyers.
Target Classes
Educational Institutions
School board liability including E&O for institutions with 5,000 or fewer students. Larger institutions considered
- Charter schools
- Small and community colleges
- Public and private schools
- Vocational schools
Law Enforcement
Departments serving populations of 100,000 or less. Larger venues considered
Additional Target Classes
- Alcohol Beverage Control boards
- Building authorities
- College/University
- Emergency communications
- Housing authorities
- K-12 districts
- Medical facilities
- Parking Authorities
- Parks and recreation
- Penal institutions or facilities
- Post/Airport authorities
Note: Company is not a market for Private Security Guards
Public Official Liability
Municipalities serving populations of 100,000 or less. Larger venues considered
Additional Target Classes
- Commissions
- Parks and recreation departments
- Special boards
- Special districts
- Special purpose government units (water/sewer districts)
- Other types of public entity risks
Note: Not available for auto, GL, workers’ compensation, and/or self-insured entities.
Availability
- California [Lic. 0K86725]
- Colorado
- Florida
- Maine
- Michigan
- Oregon
- Texas
- Virginia
- Washington
Company Highlights
Here are a few services you can expect when working with us:
- Quick responses and quotes, often within 24 hours
- 12.5% Commission on New and Renewal Commercial Accounts
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
- Application (signed and dated) and appropriate supplemental application(s)
- Five-year currently valued loss runs
- Copy of license
- Copy of current declaration page