Public Entity

Aspera targets small-to-midsize Educational Institution, Law Enforcement, and Public Official risks. We specialize in hard-to-place insureds, including those that have been non-renewed, are in difficult legal venues, have poor loss history, or are first-time insurance buyers.

Target Classes

Educational Institutions
School board liability, including E&O for institutions with 5,000 or fewer students; larger institutions considered

• Charter schools
• Small and community colleges
• Public and private schools
• Vocational schools

Law Enforcement
Departments serving populations of 100,000 or less; larger venues considered

Additional Target Classes

• Alcohol Beverage Control boards
• Building authorities
• College/university
• Emergency communications
• Housing authorities
• K-12 districts
• Medical facilities
• Parking authorities
• Parks and recreation
• Penal institutions or facilities
• Post/airport authorities

Note: company is not a market for private security guards

Public Official Liability
Municipalities serving populations of 100,000 or less; larger venues considered

Additional Target Classes

• Commissions
• Parks and recreation departments
• Special boards
• Special districts
• Special purpose government units (water/sewer districts)
• Other types of public entity risks

Note: not available for auto, GL, workers’ compensation, and/or self-insured entities

Law Enforcement Personal Professional Liability
for Individual Officers

Target Classes:

• Alcohol beverage-control boards
• Building authorities
• Colleges and universities
• Emergency communications
• Housing authorities
• K-12 districts
• Medical facilities
• Parking authorities
• Parks & recreation
• Penal institutions or facilities
• Port and airport authorities
  Minimum premiums start at $425 and increase based on the officer’s role
  within the department.

Note: company is not a market for private security guards.

Availability

• Alabama
• Arizona
• California [Lic. 0K86725]
• Colorado
• Florida
• Georgia
• Louisiana
• Maine
• Michigan
• Mississippi
• Nevada
• North Carolina
• Oregon
• South Carolina
• Texas
• Virginia
• Washington

Company Highlights

Here are a few services you can expect when working with us:

• Quick responses and quotes, often within 24 hours
• 12.5% commission on new and renewal commercial accounts
• 24-hour policy issuance
• Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best