Public Entity

Aspera targets small-to-medium size, Educational Institution, Law Enforcement, and Public Official risks. We specialize in hard-to-place insureds to include those that have been non-renewed, are in difficult legal venues, have poor loss history, or are first-time insurance buyers.

Target Classes

Educational Institutions
School board liability including E&O for institutions with 5,000 or fewer students. Larger institutions considered

• Charter schools
• Small and community colleges
• Public and private schools
• Vocational schools

Law Enforcement
Departments serving populations of 100,000 or less. Larger venues considered

Additional Target Classes

• Alcohol Beverage Control boards
• Building authorities
• College/University
• Emergency communications
• Housing authorities
• K-12 districts
• Medical facilities
• Parking Authorities
• Parks and recreation
• Penal institutions or facilities
• Post/Airport authorities

Note: Company is not a market for Private Security Guards

Public Official Liability
Municipalities serving populations of 100,000 or less. Larger venues considered

Additional Target Classes

• Commissions
• Parks and recreation departments
• Special boards
• Special districts
• Special purpose government units (water/sewer districts)
• Other types of public entity risks

Note: Not available for auto, GL, workers’ compensation, and/or self-insured entities.

Availability

• California [Lic. 0K86725]
• Colorado
• Florida
• Maine
• Michigan
• Oregon
• Texas
• Washington State

Company Highlights

Here are a few services you can expect when working with us:

• Quick responses and quotes, often within 24 hours
• 12.5% Commission on New and Renewal Commercial Accounts
• 24-hour policy issuance
• Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best