Public Entity

Aspera targets small-to-midsize Educational Institution, Law Enforcement, and Public Official risks. We specialize in hard-to-place insureds, including those that have been non-renewed, are in difficult legal venues, have poor loss history, or are first-time insurance buyers.

Target Classes

Educational Institutions
School board liability, including E&O for institutions with 5,000 or fewer students; larger institutions considered

  • Charter schools
  • Small and community colleges
  • Public and private schools
  • Vocational schools

Law Enforcement
Departments serving populations of 100,000 or less; larger venues considered

Additional Target Classes

  • Alcohol Beverage Control boards
  • Building authorities
  • College/university
  • Emergency communications
  • Housing authorities
  • K-12 districts
  • Medical facilities
  • Parking authorities
  • Parks and recreation
  • Penal institutions or facilities
  • Post/airport authorities

Note: Company is not a market for private security guards

Public Official Liability
Municipalities serving populations of 100,000 or less; larger venues considered

Additional Target Classes

  • Commissions
  • Parks and recreation departments
  • Special boards
  • Special districts
  • Special purpose government units (water/sewer districts)
  • Other types of public entity risks

Note: Not available for auto, GL, workers’ compensation, and/or self-insured entities.

Law Enforcement Personal Professional Liability
for Individual Officers

Target Classes:

  • Alcohol beverage-control boards
  • Building authorities
  • Colleges and universities
  • Emergency communications
  • Housing authorities
  • K-12 districts
  • Medical facilities
  • Parking authorities
  • Parks & recreation
  • Penal institutions or facilities
  • Port and airport authorities
    Minimum premiums start at $425 and increase based on the officer’s role
    within the department.

Note: Company is not a market for private security guards.

Availability

Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 12.5% commission on new and renewal commercial accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • Application (signed and dated) and appropriate supplemental application(s)
  • Five-year currently valued loss runs
  • Copy of license
  • Copy of current declaration page
Send a Submission
Printable Public Entity Information

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
kyle.flynn@asperains.com
LeAn Hatch, Senior Underwriter
(804) 774-2108
lean.hatch@asperains.com