Public Entity
Aspera targets small-to-midsize Educational Institution, Law Enforcement, and Public Official risks. We specialize in hard-to-place insureds, including those that have been non-renewed, are in difficult legal venues, have poor loss history, or are first-time insurance buyers.
Target Classes
Educational Institutions
School board liability, including E&O for institutions with 5,000 or fewer students; larger institutions considered
- Charter schools
- Small and community colleges
- Public and private schools
- Vocational schools
Law Enforcement
Departments serving populations of 100,000 or less; larger venues considered
Additional Target Classes
- Alcohol Beverage Control boards
- Building authorities
- College/university
- Emergency communications
- Housing authorities
- K-12 districts
- Medical facilities
- Parking authorities
- Parks and recreation
- Penal institutions or facilities
- Post/airport authorities
Note: company is not a market for private security guards
Public Official Liability
Municipalities serving populations of 100,000 or less; larger venues considered
Additional Target Classes
- Commissions
- Parks and recreation departments
- Special boards
- Special districts
- Special purpose government units (water/sewer districts)
- Other types of public entity risks
Note: not available for auto, GL, workers’ compensation, and/or self-insured entities
Law Enforcement Personal Professional Liability
for Individual Officers
Target Classes:
- Alcohol beverage-control boards
- Building authorities
- Colleges and universities
- Emergency communications
- Housing authorities
- K-12 districts
- Medical facilities
- Parking authorities
- Parks & recreation
- Penal institutions or facilities
- Port and airport authorities
Minimum premiums start at $425 and increase based on the officer’s role
within the department.
Note: company is not a market for private security guards.
Availability
- Alabama
- Arizona
- California [Lic. 0K86725]
- Colorado
- Florida
- Georgia
- Louisiana
- Maine
- Michigan
- Mississippi
- Nevada
- North Carolina
- Oregon
- South Carolina
- Texas
- Virginia
- Washington
Company Highlights
Here are a few services you can expect when working with us:
- Quick responses and quotes, often within 24 hours
- 12.5% commission on new and renewal commercial accounts
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
- Application (signed and dated) and appropriate supplemental application(s)
- Five-year currently-valued loss runs
- Copy of license
- Copy of current declaration page