To be the best, work with the best
Posted on January 23, 2026
Home Insurance You Can Count On
Key Takeaways:
- Aspera accesses coverage from a carrier rated A (Excellent) by AM Best
- AM Best is the oldest & largest credit rating agency specializing in the insurance industry
- Quick, 3-step appointment process
Homeowners insurance, whether for a manufactured or site-built home, should provide trusted protection, not just tick a box for a lender or HOA. Carriers with a poor or unsubstantiated credit rating are at a higher risk for insolvency, which could lead to serious issues when it comes time for a claims payout.
When reviewing policies with clients, knowing—and trusting—the carrier’s credit rating should be an essential component of the decision-making process.
At Aspera, your trust and your clients’ protection are our top priorities. We’re proud to be the exclusive wholesaler for a manufactured housing product and a homeowners E&S (HOMES) product, both backed by a carrier rated A (Excellent) by AM Best.
AM Best is the world’s oldest and largest credit rating agency specializing in the insurance industry. Where other rating agencies may rely on assurances from a carrier’s management, AM Best reviews balance sheet strength, operating performance, business profile and enterprise risk management practices.
An “A” (Excellent) rating from AM Best signals that an insurer has an excellent ability to meet its ongoing insurance obligations.
According to an article originally published in The Wall Street Journal, an alarming number of insurance carriers have gone insolvent in the midst of catastrophic events, leaving policyholders with insufficient payouts, or even worse, no payout at all.
As you share insurance options with your clients, don’t just show them the policy, show them that the carrier has a trusted reputation and the rating to back it up.
Quote Homeowners & Manufactured Housing insurance with confidence.
Aspera accesses manufactured housing coverage in 11 states* with flexible coverage options that include replacement cost value up to the dwelling limit, wind coverage, and more. HOMES is currently available in California, Colorado, Louisiana, and Texas* with limits up to $1M and replacement cost options.
If you’re appointed with Aspera for manufactured homes, you can request a quote now. Or, if you’re appointed for manufactured homes in Louisiana or Texas, or for Commercial Lines in California or Colorado, you can email brokerageops@asperains.com to request log-in credentials for our HOMES quoting portal.
If you’re not appointed, begin our quick appointment process now, and you could be quoting accounts in hours. Get started here!
*More states coming in 2026