Management Liability

Aspera finds coverage for hard-to-place Management Liability risks requiring Directors and Officers, Employment Practices Liability, or Fiduciary Liability coverage. We target risks that have been non-renewed, located in a difficult legal venue, have poor loss history, have unique operational characteristics, or that are new in business.

Target Classes

Directors & Officers Liability (D&O)

  • Available for private companies and non-profits
  • Cannabis
    • Cultivation
    • Dispensaries
    • Product manufacturers & others
    • Retail stores
  • Liability coverage for executives, board members, the organization (and subsidiaries), employees, and more

Employment Practices Liability (EPL)

  • Available for both for- and non-profit risks
  • Cannabis
    • Cultivation
    • Dispensaries
    • Product manufacturers & others
    • Retail stores
  • Protection from financial damage associated with employment-related claims

Fiduciary Liability

  • Protects Employee Retirement Income Security Risk Act (ERISA) exposures of fiduciaries from breach of duty in management of designated plans
  • Includes the named organization (and subsidiaries), the sponsored plan, and other insured persons
  • Extends to Employee Benefit Liability for acts, errors, and omissions associated with plan administration


Company Highlights

Here are a few services you can expect when working with us:

  • Quick responses and quotes, often within 24 hours
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • Application (signed and dated) and appropriate supplemental application
  • Five-year currently-valued loss runs
  • Copy of license
  • Copy of current declaration page
Send a Submission
Printable Management Liability Information
View our Appetite Guide
Become Appointed

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
Chris Hinchcliff, Associate Underwriter
(804) 774-2114