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NEW: Up to $4.5M in TIV for hard-to-place homes

Posted on July 21, 2026

Find Higher Limits in More States with Aspera

Limits up to $4.5M for your hard-to-place homeowners accounts—now available across 12 states.

HOMES, homeowners E&S coverage available through Aspera, gives you and your clients more capacity across more markets, even for accounts with challenging characteristics like:
Aspera now offers limits up to $4.5M for your hard-to-place homeowners accounts, your next big win could be just one submission away.

  • Prior losses
  • Roofs 15 years & older
  • Coastal locations
  • PC 10 ratings or wildfire exposures
  • Wind & hail risks
  • Unique building materials

As the exclusive wholesaler for an A (Excellent) AM Best-rated E&S carrier, Aspera delivers a full range of solutions for site-built and manufactured homes. We access two unique forms with RCV and ACV options, and up to $4.5M in Total Insured Value (TIV), or the sum of Coverages A through D.

With $4.5M limits now available in 12 states, your next big win could be just one submission away.

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