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2026 Wildfire Forecast

Posted on May 7, 2026

2026 Outlook: Wildfire Risk is Heating Up

Key Takeaways:

  • AccuWeather predicts earlier-than-usual wildfire activity in 2026
  • Aspera delivers options for properties in rural, PC 10, or brush-exposed areas
  • Aspera accesses coverage for both site-built and manufactured homes

The Forecast

With drought conditions impacting more than 40% of the U.S., AccuWeather forecasts an early start to the 2026 wildfire season. Elevated spring wildfire risk is expected across the interior West, the Plains, and parts of Florida and the mid-Atlantic. California exposure is projected to intensify heading into May.

Why It Matters

Wildfire iconAs the timing and location of wildfires become less predictable, properties once considered moderate risk are now facing non-renewals, tighter underwriting, or limited options—especially in rural, PC 10, or brush-exposed areas.

For agents working with homeowners and manufactured housing risks, flexible coverage options are essential. That’s where Aspera comes in.

Aspera accesses excess and surplus (E&S) coverage solutions for both site-built and manufactured homes in high-risk areas by leveraging our position as the exclusive wholesaler for an A (Excellent) AM Best-rated carrier.

This approach allows us to support hard-to-place risks, including properties with PC 10 protection classes, limited fire response access, or exposure to high-wind coastal regions, while offering policies with adaptable limits and the option to choose between Actual Cash Value and Replacement Cost Value coverages.

Ready to explore coverage options?

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