Recent News
September 26, 2024
Trampoline endorsements for coastal manufactured homes
Coverage for Coastal Manufactured Homes — Inside & Out A “home” may refer to a physical dwelling, but “homelife” extends far beyond four walls. That’s why Aspera doesn’t just find insurance for coastal manufactured homes. We find insurance for what matters to homeowners—their homes, as well as additional property like trampolines. Aspera simply uses photos of […]
Read moreSeptember 19, 2024
UPDATE: Aspera Expands into 50+ Texas Counties
Open Markets in Texas: Bigger & Better Than Ever! Now, your manufactured housing clients can now find exceptional coverage in nearly 90 counties throughout the state of Texas through Aspera. Explore our map to see all our Texas markets, including more than 50 newly added counties. Our website includes the full list of our open and […]
Read moreAugust 28, 2024
Hurricane experts call for more storms in latest update
An Above Average Hurricane Season Calls for Above Average Coverage As 2024’s record-breaking hurricane season nears its peak, the National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center has issued an updated forecast. The mid-season forecast calls for 17-24 named storms, which remains close to their initial forecast and includes the four named storms we’ve already seen this season. […]
Read moreAugust 15, 2024
Aspera now offers Short-Term Rental coverage
Customized Insurance for Short-Term Rentals. Easy to Please Just Got Easier. Coastal locations present a great opportunity for homeowners looking to make extra income by renting their home for short term stays. Aspera can now find short-term rental coverage for your entrepreneurial clients who want to make the most of their coastal manufactured homes. Our underwriters can […]
Read moreAugust 12, 2024
Animal liability endorsements with no breed restrictions
Coverage with No Breed Restrictions Because Pets Deserve Protection, Too Homeowners’ insurance is meant to protect the things most valuable to your clients—including their pets. Breed restrictions, however, can force your clients to choose between the coverage they need and the pet they love. Aspera understands the importance pets have in our lives and in our […]
Read moreJuly 1, 2024
Broad coverage with no coastal limitations
Coastal Location? No Problem. Coastal Accounts are Our Specialty. Your customers rely on you to protect their most important investment – their homes. But you can’t do that when their coastal location has insurance carriers saying “no.” At Aspera, we specialize in tailored insurance coverage for manufactured homes along the Atlantic and Gulf Coast regions. We have access […]
Read moreJune 3, 2024
Insured-to-value coverage for manufactured homes
You Can’t Stop Catastrophes But You Can Help Your Clients Recover Coastal manufactured home owners know that severe weather impacting their homes is likely a “when,” not “if,” scenario. What they may not know is the true value of their home and personal property, so they look to you to be the expert. For every new manufactured home account […]
Read moreMay 21, 2024
Experts warn of active 2024 hurricane season
Trust Aspera for Coverage That Can Withstand the Storm Season Peak hurricane season in the Atlantic basin occurs between June 1 and November 30. Now is the time to make sure your coastal manufactured housing accounts have the coverage they need. AccuWeather predicts 20 to 25 named storms during the 2024 Atlantic Hurricane season with a 10-15% possibility […]
Read moreApril 11, 2024
3 Perks of the Select Policy
Save Your Clients Money on Manufactured Homes 20 Years & Older Key Takeaway: Coverage A, including wind and hail Actual cash value (ACV) at pay out Older home = Greater savings Age has its advantages! For clients looking to save money on their older manufactured homes, particularly those 20 years or older, a Select Policy offers unique advantages: […]
Read moreMarch 7, 2024
UPDATE: Florida Markets Now Reopened
Binding Resumes for New Coastal Manufactured Home Business in Florida Effective immediately, Aspera will resume binding new coastal manufactured home business in all Florida counties, with the exception of Miami-Dade, Palm Beach, Broward, and Monroe counties. Review our full list of open and closed markets. Aspera specializes in insurance solutions for factory-built homes along the Atlantic and Gulf Coasts. We have access […]
Read moreMarch 7, 2024
Flexible Coverage for Manufactured Homeowners
Your clients can chose from Select, Preferred, and Wind & Hail Only Policies Key Takeaway: Coverage options your coastal manufactured home clients need at the price they want Your clients have access to insure their coastal manufactured homes through Aspera, including: Select, Preferred, or Wind and Hail policies. When your clients are looking to save money for their older […]
Read moreMarch 7, 2024
Insurance for Coastal Manufactured Homeowners
Tailored Insurance Coverage for Coastal Manufactured Homes Aspera specializes in providing insurance solutions, including wind/hail, for manufactured homes along the Atlantic and Gulf Coasts. We have had access to affordable rates, no coastal limitations within our open markets, and multiple coverage options for more than 10 years. Use our Coastal Manufactured Housing video to see what solutions Aspera can offer your clients and our Open/Closed […]
Read moreApril 12, 2023
Aspera offers wind and hail coverage
A Variety of Options, Same Great Coverage Many agents are accessing tailored coverage for manufactured homes along the coast through Aspera. Aspera can help when others won’t offer coverage or have too many restrictions for your clients’ needs. We have several different coverage options to fit a variety of budgets, and each one includes wind and hail coverage! Learn more […]
Read moreApril 5, 2023
Find the right manufactured home coverage
Don’t Let Your Clients Underinsure – Help Them Insure to Value with Aspera Inflation is a hot-button issue and affects everything from items on your grocery bill to building materials. Inflation has drastically raised the cost of materials and labor, which could lead to underinsured manufactured home clients! For every new manufactured home account you submit to Aspera, our […]
Read moreMarch 15, 2023
Aspera could help where the admitted market cannot
Accounts Declined by the Admitted Market? Aspera is Here to Help When it comes to insuring manufactured homes, the admitted market is selective with its appetite. When a carrier declines to insure your clients’ home, your clients need your experience to find a new solution. Our multiple coverage options could be the solution you need. Aspera specializes in tailored insurance […]
Read moreJanuary 31, 2023
Looking Forward, Looking Back: Aspera’s 2022 in Review
Preparing for a Successful 2023 With 2022’s Insight First and foremost, thank you for all your hard work. Our teams appreciates the agency relationships that contributed to Aspera’s continued success. We want you to know that we value your continued partnership with us to best serve your clients. We promise to always deliver on the […]
Read moreJanuary 13, 2023
Receive a Fast and Accurate Quote Following These 4 Tips
At Aspera, we have a reputation for delivering quick quotes and providing excellent service to our agents. However, there are always ways you can help us turn around quotes even quicker. Here are four tips you can follow when submitting businesses to help us return accurate quotes to you as quickly as possible: 1. Provide […]
Read moreOctober 6, 2022
Trampoline endorsements available through Aspera
Aspera Offers Trampoline Endorsements So Your Clients Can Flip without Fear Aspera specializes in tailored insurance solutions for factory-built homes situated along the Atlantic and Gulf Coasts, including coverage for additional property like golf carts, pools, and trampolines. Recently, we helped a couple who purchased a trampoline for their children as a reward for making honor roll. Their insurance company canceled the […]
Read moreSeptember 21, 2022
How Much is Insurance?
Insurance is a product owned by many, and one that consumers know very little about, even if they’ve gone through the process of purchasing a policy. So much happens behind the scenes, it may feel like a complete mystery even if you’ve purchased insurance before! Shopping around for a policy that best protects your home […]
Read moreSeptember 21, 2022
8 Great Reasons to Work with Aspera
To access the E&S market, many insurance professionals needs the help of a wholesale broker, and there are quite a few to choose from. For coastal manufactured home insurance, Aspera should be your first point of contact. Here are eight great reasons why: 1. Fast Aspera responds to your questions with answers right away. We […]
Read moreJuly 1, 2022
Today’s manufactured housing communities aren’t what you think
When you hear about manufactured housing communities, you probably picture a trailer park alongside the highway. Despite what you might think, manufactured homes aren’t mobile, and they look nothing like what you might imagine. The term “manufactured home” describes houses built entirely in factories after 1976, when HUD established the Manufactured Home Construction and Safety […]
Read moreMay 3, 2022
Hurricane Season
Aspera Insurance Services offers personal insurance for your coastal factory-built or modular home, with coverage tailored for your specific needs. Storm-related risks are always increased during the hurricane season (June 1-November 30th), but hurricanes have been known to form outside of this time frame. In 2021, the U.S. saw a total of seven hurricanes, four […]
Read moreMarch 25, 2022
Coastal Manufactured Housing Infographic
Download our infographic now to discover our available solutions for coastal manufactured housing! Aspera makes the hard-to-insure easy to please.
Read moreMarch 8, 2022
Tailored Insurance Coverage for Coastal Factory-Built Homes
Aspera specializes in coverage for your hard-to-insure coastal manufactured homeowners. In addition to exceptional coverage your clients want, Aspera offers you: Instant Quotes – with online quoting Fast Response to your inquiries – within three hours We can find coverage for: Factory built coastal housing Owner-occupied homes, including seasonal and secondary Our Coastal Manufactured Housing Infographic highlights our full coverage […]
Read moreJanuary 25, 2022
Now is the Time to Prepare for the 2022 Atlantic Hurricane Season
A Washington Post article, “The sixth straight busier-than-normal Atlantic hurricane season is over,” reiterates the importance of home insurance for your clients located along the Gulf and Atlantic coasts. The season’s 21 named storms, which used all the names on the National Hurricane Center’s list, are the third most on record. As has been the case over recent […]
Read moreDecember 2, 2021
Introducing Aspera’s New Select Policy for Manufactured Homes
When your clients are looking to save money on an insurance policy through Aspera for their older manufactured homes, Aspera has a great, new solution – the Select policy! Our exclusive insurer partnership provides Aspera with a new Select policy, offering reliable Coverage A for manufactured homes including wind and hail, with actual cash value […]
Read moreOctober 6, 2021
Aspera Offers Great Home Coverage: So great, your clients – and their kids – can flip!
Parents purchased their children a trampoline for their backyard as a reward for making honor roll. Their insurance company canceled the homeowner’s policy when it learned of the new purchase. The clients’ agent contacted Aspera to learn about our coverage restrictions. Aspera can endorse a policy for trampoline liability when homeowners provide photos of the trampoline showing a […]
Read moreSeptember 14, 2021
No Coastal Limitations with Broad Coverage and Competitive Rates
A homeowner recently moved closer to the coast after years of living in the city. They were glad they could stay with the same insurance agent and carrier they had used for years. The homeowners were shocked to see their premium had doubled. The agent explained their claim history and new home’s coastal location were reasons for the […]
Read moreAugust 18, 2021
2021 Atlantic Hurricane Outlook Update: Tips to Prepare for Storms, Before They Arrive
The National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center updated its outlook for the 2021 Atlantic hurricane season on August 4, 2021. NOAA predicts 15-21 named storms, of which 7-10 will be hurricanes, including 3-5 becoming major hurricanes. Earlier in the season, NOAA’s initial forecast predicted 13 to 20 named storms, of which 6 to 10 could […]
Read moreAugust 3, 2021
Personal Property Replacement Costs: Include RCV in your quotes with Aspera
Aspera surprised a newly appointed agency when one of our Underwriters reviewed the agency’s first policy quote. The agent wasn’t expecting to see replacement cost, up to the dwelling limit on a total loss claim. Other carriers were calculating actual cash value on the total loss. Learn more about our policy types, deductible offerings, and coverage options with Aspera […]
Read moreJuly 13, 2021
Aspera Knows that Pets are Family: We Won’t Restrict a Pet Based on its Breed
Pets are inseparable members of many families – unfortunately not all standard market carriers agree. Aspera understands the importance of pets have in our lives and in our homes. That is why we write policies with pet liability. When selecting the Animal Liability within your Aspera quote, indicate the number of animals included in the […]
Read moreJune 29, 2021
Broad Coverage + No Coastal Limitations: That is the Aspera Advantage
Imagine, through no fault of their own, your customers’ homeowners policy was not renewed. Even if your customers had no recent claim activity, their policies were not renewed. Even if no recent storm activity impacted your customers community, their policies were not renewed. Just because your customers happened to live in a particular area, their homeowners policies were not […]
Read moreJune 3, 2021
Atlantic Hurricane Forecasts and Tips to Prepare for Storms Before the Storm
Last month, Aspera shared Atlantic Hurricane Season Forecasts from CSU and AccuWeather. In late May, the National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center issued its outlook for a 60{241d69fb6cc1b5cacc5f3e2661eaf0e97e5fed421b543841c6865fd1a2ecc898} chance for a above-normal 2021 Atlantic Hurricane Season. NOAA predicts 13 to 20 named storms, of which 6 to 10 could become hurricanes, including 3 to 5 major hurricanes. In addition to El […]
Read moreFebruary 8, 2021
Hindsight from 2020
Preparing for a successful 2021 Using Hindsight from 2020 Is your agency ready for the busy spring & summer home buying season? To help you succeed in 2021, Aspera’s underwriters have compiled some helpful tips. As always, we encourage you to review policies with your customers prior to renewal or at the point of sale. […]
Read moreNovember 30, 2020
Enhancing Your Brand
Whether we admit it or not, branding influences our behavior and helps us identify companies. Branding goes beyond your logo, it encompasses your mission, vision, and client experience. Having a strong brand can help set your agency apart from your others. Consider the Following Tips When Enhancing your Agency’s Brand: Branding Freebies Everyone loves getting […]
Read moreNovember 30, 2020
Obtaining Leads
Driving new business to grow your revenue and maintain your book can sometimes be daunting to new and experienced insurance producers alike. Many agencies are faced with the challenges of limited talent and staff to maintain the policies they have, never mind the cost of new technologies to provide faster and improved service or the […]
Read moreOctober 8, 2020
Updated Claims Process
In order to better serve our policyholders following Hurricane Idalia, Kinsale’s Claims departments has updated the manner it processes claims. The Claims Process All claims should be reported by the insured – by calling Kinsale at (804) 289-1394, press “9” when prompted; The insured can also report the claim by sending an email to newclaimnotices@kinsaleins.com. […]
Read moreFebruary 12, 2019
Tips for common coverage issues and claims handling
As we settle into 2019, here are some tips Aspera Insurance learned in 2018 – especially with regard to Hurricane Michael. These range from common coverage issues to our claims handling process. Please consider reviewing policies with your clients prior to renewal or at the point of sale. Dwelling Coverage We are able to offer […]
Read moreJune 7, 2018
Revising An Existing Quote
Upon completing a quote or revising an existing quote, you are initially taken to the “Rating Results” tab for that submission number. If you click the “Submission” tab, you will be taken back to the actual application where you can make adjustments to the information entered. You can then revise any information in the application and […]
Read moreJune 7, 2018
Creating a Home Inventory
Aspera Insurance Services offers personal insurance for your coastal factory-built or modular home, with coverage tailored for your specific needs. Storm-related risks are always increased during the hurricane season (June 1-November 30th), but hurricanes have been known to form outside of this time frame. In 2020, the U.S. saw a total of 13 hurricanes, 6 […]
Read moreJune 7, 2018
Carbon Monoxide
Owning any home, whether it’s a traditional, factory-built or modular home, comes with risks including health-related. According to the U.S. Centers for Disease Control and Prevention, there are more than 400 unintentional carbon monoxide deaths in the United States annually, and over 20,000 visit the emergency room each year because of carbon monoxide poisoning. You […]
Read moreJune 7, 2018
INSURANCE MADE SIMPLE: Replacement Cost vs Actual Cash Value
One of our most frequently asked questions relates to the difference between Replacement Cost and Actual Cash Value. Depending on the age of the home, renovations, updates, and/or additions, partial losses to your Manufactured Home may be settled at Replacement Cost or Actual Cash Value. The main difference relates to a deduction for depreciation. Replacement […]
Read moreJune 7, 2018
Quick Search and Submission Look-Up
Quick Search & Submission Look-Up Process: 1. Log-in to the Aspera Website – https://pi.asperains.com 2. You will see two new sections to the left of the screen labeled “Search Filter” and Quick Search: 3. The Quick Search function is best used to look up a specific submission number, policy number, or insured. Simply enter the […]
Read moreJune 7, 2018
5 Things to Review Before You Renew
In less than six months, anything can change in a homeowner’s life from mortgages, trusts, additional insureds, property sold and new property purchased. Peak renewal season can also be stressful on agents, and some policies can be overly time-consuming when there is a lot of back-and-forth in order to renew Manufactured Housing policies. Our team […]
Read more