Environmental

Our underwriting team has a wealth of experience providing environmental liability solutions for difficult-to-insure businesses.

With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.

In most cases, we can turn around a quote to you in one hour!

Target Environmental Classes

Dry Cleaners:

• Location, machine and solvent specific
• Locations with active dry cleaning machines that are third generation or newer
• Most dry cleaning solvents considered
• Covers on-site clean-up and third-party bodily injury and property damage

Minimum premium $3,500.

Environmental Contractors General Liability:

• Fire, smoke, water, and disaster response contractors
• Industrial maintenance and cleaning contractors
• Lead and asbestos abatement contractors
• Mold remediation contractors

Minimum premium $7,500.

Environmental Contractors Pollution Liability Coverage:

• Both environmental and non-environmental construction and contracting
• TPL, NODS, and Professional coverage available by endorsement for environmental contractors
• Claims-Made and Occurrence available

Minimum premium $1,500.

Manufacturers General Liability:

• Environmental products including: pumps, valves, liners, remediation equipment, landfill liners, drums and barrels, etc.
• Manufacturers and distributors of chemicals, paints, coatings, soaps, oils, and lubricants, etc. considered;
• Products Pollution available by endorsement
• Claims-Made and Occurrence available

Minimum premium $7,500.

Pollution Legal Liability:

• Includes new and pre-existing conditions (either can be deleted by endorsement)
• Location specific
• Covers on-site and off-site pollution
• Claims-Made and Reported

Minimum premium $5,000.

• Standalone Products Pollution Liability:
  • Coverage can be provided for most classes
  • Coverage for bodily injury, property damage, and clean-up costs available
  • Claims-Made and Occurrence available

Minimum premium $3,500.

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A-(Excellent) by A.M. Best.

• $10,000,000 Capacity
• Claims-Made and Occurrence forms available in most cases
• Combined form available for Environmental Contractors
• Deductibles can be tailored to individual risks
• Excess and Layered Arrangements may also be considered

Availability

You can get Environmental coverage from us in these states:

• California [Lic. 0K86725]
• Colorado
• Florida
• Oregon
• Texas
• Washington State

Company Highlights

Here are a few services you can expect when working with us: