Environmental
Our underwriting team has a wealth of experience providing environmental liability solutions for difficult-to-insure businesses.
With Aspera, you and your clients will receive a customized underwriting process to deliver competitive solutions fast.
In most cases, we can turn around a quote to you in one hour!
Target Environmental Classes
Dry Cleaners:
- Location, machine and solvent specific
- Locations with active dry cleaning machines that are third generation or newer
- Most dry cleaning solvents considered
- Covers on-site clean-up and third-party bodily injury and property damage
Minimum premium $3,500.
Environmental Contractors General Liability:
- Fire, smoke, water, and disaster response contractors
- Industrial maintenance and cleaning contractors
- Lead and asbestos abatement contractors
- Mold remediation contractors
Minimum premium $7,500.
Environmental Contractors Pollution Liability Coverage:
- Both environmental and non-environmental construction and contracting
- TPL, NODS, and Professional coverage available by endorsement for environmental contractors
- Claims-Made and Occurrence available
Minimum premium $1,500.
Manufacturers General Liability:
- Environmental products including: pumps, valves, liners, remediation equipment, landfill liners, drums and barrels, etc.
- Manufacturers and distributors of chemicals, paints, coatings, soaps, oils, and lubricants, etc. considered;
- Products Pollution available by endorsement
- Claims-Made and Occurrence available
Minimum premium $7,500.
Pollution Legal Liability:
- Includes new and pre-existing conditions (either can be deleted by endorsement)
- Location specific
- Covers on-site and off-site pollution
- Claims-Made and Reported
Minimum premium $5,000.
- Standalone Products Pollution Liability:
- Coverage can be provided for most classes
- Coverage for bodily injury, property damage, and clean-up costs available
- Claims-Made and Occurrence available
Minimum premium $3,500.
Policy Structure
Policies are written through a non-admitted carrier with a Financial Strength Rating of A-(Excellent) by A.M. Best.
- $10,000,000 Capacity
- Claims-Made and Occurrence forms available in most cases
- Combined form available for Environmental Contractors
- Deductibles can be tailored to individual risks
- Excess and Layered Arrangements may also be considered
Availability
You can get Environmental coverage from us in these states:
- California [Lic. 0K86725]
- Colorado
- Florida
- Maine
- Michigan
- Oregon
- Texas
- Washington State
Company Highlights
Here are a few services you can expect when working with us:
- Quick responses and quotes, often within 24 hours
- 12.5% Commission on New and Renewal Commercial Accounts
- 24-hour policy issuance
- Policies written through a non-admitted carrier with a financial strength rating of A- (Excellent) by A.M. Best
- ACORD Applications required as appropriate (signed and dated by the insured when bound)
- Environmental Application with a complete Description of Operations (signed and dated by the Insured when bound)
- Five Year Summary of Losses with a description provided for large losses over $25,000
- Internet website information