Firearms, Ammunition, and Ballistic Protection

Aspera provides Commercial General Liability and Products Liability insurance coverages for manufacturing and retail sales of firearms, firearms parts and accessories, airsoft and paintball, archery equipment, ammunition, body armor, and ballistic protection.


Manufacturers and Distributors

  • Class III NFA/Title II controlled items and suppressors
  • Firearms, firearm parts, and accessories
  • Imported products
  • NIJ-listed body armor/plates
  • Non-plate ballistic paneling, armored backpacks, etc.


  • Direct retail sales or firearms, parts, and ammunition
  • Military- and police-exclusive sales
  • Online sale of parts, ammunition, or ballistic protection
    (firearms and controlled parts must be shipped to a
    Federal Firearms License holder)

Sporting Goods

  • Airsoft goods up to 600 FPS velocity (must have an
    orange/neon safety tip)
  • Archery products, including youth archery supplies
  • Knives, swords, and martial arts weaponry
  • Paintball markers and safety gear
  • Targets/range equipment (binary explosive targets
    considered on a claims-made basis only)

Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A (Excellent) by A.M. Best.

  • $10,000,000 Excess Capacity available
  • Commercial General Liability and Products Completed
    Operations Liability
  • ISO Occurrence and Claims-Made coverage forms
    (retroactive date continuity provided)
  • Coverage tailored for unique exposures
  • $2,500 deductible unless modified to an individual risk


You can get Firearms coverage from us in these states:

Company Highlights

Here are a few services you can expect when working with us:

  • Quick response time – receive a quote within hours
  • 12.5% commission on new and renewal commercial accounts
  • 24-hour policy issuance
  • Policies written through a non-admitted carrier with a financial strength rating of A (Excellent) by A.M. Best
Submission Requirements
  • ACORD 125 and 126 applications; Firearms Supplemental application (signed and dated by the insured when bound)
  • Five-year currently-valued company loss runs, with a description provided for all losses
  • Copy of applicants’ valid Federal Firearms Licenses
  • Expiring policy declarations page for Claims Made from retroactive date continuity (If applicable)
  • Website information or catalog
Send a Submission
Printable Firearms Information

Our Commercial Lines Team

Kyle Flynn, Division Manager
(804) 774-2102
LeAn Hatch, Senior Underwriter
(804) 774-2108