The right choice for agents in New Jersey

Aspera has access to the coverage you need for your clients. We specialize in hard-to-insure classes and can provide you with customized underwriting solutions for a growing list of commercial product lines, from general casualty and professional liability to life sciences and energy risks.

Count on Aspera to accelerate your business, with:

• Quick responses and quotes in hours, not days, from our commercial team
• Responsive team of experts in hard-to-insure products
• High-quality, personal service for every account

Our knowledgeable underwriters are experts in higher-risk commercial classes and understand retail agents. We will get back to you with exceptionally quick turnaround times making it easy for you to provide top-notch service to your clients.

All Aspera policies are written through a non-admitted carrier with an assigned financial strength rating of A (Excellent) by A.M. Best.

Get the right insurance coverage for New Jersey

At Aspera, we understand the unique challenges of providing coverage for businesses in New Jersey. Our underwriting team works with agents serving industries such as life sciences, alternative energy, manufacturing and distribution, media, and more.

Let us meet your needs for hard-to-insure risks, including:

• Cannabis — Aspera finds insurance coverage for marijuana products used for medical and/or recreational purposes. We can help you place Commercial General Liability, Professional Liability, and Management Liability coverage for everything from “seed to sale,” including growers, processors, manufacturers, retail stores and dispensaries, medical practitioners and clinics, specialized professionals supporting cannabis businesses, and more.
• Alternative Energy — We have experience with all types of alternative energy companies, including solar and wind contractors and manufacturers, both on and offshore. Our team specializes in creatively underwriting this rapidly growing sector with its technical losses, legal exposures, and/or other difficult risk characteristics.
• Biologics and Pharmaceuticals — Our broad appetite includes Life Sciences risks, including biologics, medical devices, medical equipment, and pharmaceuticals, and can help creatively craft coverage to fit your clients’ needs.
• Film and Digital Media — Aspera can personalize solutions for a wide array of small-to-midsize media ventures, like broadcast media, film and television sets, production and recording studios, and publishing houses.

Experience the benefits of working with Aspera

At Aspera, we understand how challenging it can be to provide coverage for high-risk businesses. That’s why our underwriting teams work hard to find solutions you need quickly. We not only access high-quality commercial coverage at competitive rates, but we make it simple for you to work with us.

Our expert underwriters are committed to finding you accurate and consistent quotes, tailoring coverages to meet client needs, and replying to questions that arise with prompt and personal service. We pride ourselves on making it easier for you to place hard-to-insure coverage.

Submit your quote request today

See how quickly Aspera can meet your coverage needs. Send your commercial accounts now to ci@asperains.com. (Not appointed with Aspera yet? We can respond to your quote and begin the appointment process at the same time.)

For more information on the types of accounts within our appetite, contact Kyle Flynn, Division Manager, Commercial Lines. Reach out to Steven Yavorsky, Marketing Leader, to begin the agency appointment process.