The right choice for Farmers Insurance agents

Aspera makes it easy for Farmers Insurance agents to find coverage for your high-risk clients. We can help you find the right coverage across a wide range of industries. In fact, we can customize coverage for everything from general casualty and professional liability to energy and environmental risks.

Our underwriting process is easy and quick

When your Farmers agency works with Aspera, you will have an underwriter dedicated to your agency who will find customized solutions for your clients’ insurance needs. Our underwriters are experts in tailoring coverages and providing personalized service to agents. We respond to our agents quickly, so your workflow can continue smoothly.

Experience fast turnaround times

From the very first time you work with us, we make it easy for to get a quote for your hard-to-insure clients. Even before our simple appointment process, you can experience fast turnaround on quotes for your coverage needs – saving you time and increasing your coverage placement. 75% of Underwriters’ responses are delivered within 48 hours.

Appointed or not, we are ready to work with you

There are no preconditions to work with us. As an appointed agency with Aspera, you never have to worry about production requirements because we don’t tie an upfront premium production to your appointment. Simply contact us and find out what coverages Aspera can offer you – no strings attached.

Count on Aspera to accelerate your business, with:

  • Quick responses and quotes, often within 24 hours
  • 12.5% commission on new and renewal commercial accounts
  • Deep expertise on hard-to-insure risks

All Aspera policies are written through a non-admitted carrier with an assigned financial strength rating of A (Excellent) by A.M. Best.

Get the right high-risk insurance coverage

At Aspera, we understand the unique challenges of providing coverage for high-risk businesses – particularly for captive agencies, like Farmers agencies. Our underwriting team works with agents serving industries in construction, cannabis/e-liquids, outdoor recreation, tourism, small businesses, and more.

Let us meet your needs for hard-to-insure risks, including:

  • Construction — Aspera writes casualty coverage for general contractors and artisan trade contractors, including those working in new residential construction. Our team specializes in creatively underwriting hard-to-place contractors that may have a poor loss history, tough exposures, and/or other difficult risk characteristics.
  • Cannabis/e-liquids — Aspera provides insurance coverage for marijuana products used for medical and/or recreational purposes. We can help you place Commercial General Liability, Professional Liability, and Management Liability coverage for everything from “seed to sale,” including growers, processors, manufacturers, retail stores and dispensaries, medical practitioners and clinics, specialized professionals supporting cannabis businesses, and more.
  • Outdoor recreation — Aspera offers General Liability and Excess Liability insurance for various outdoor and recreational activities. We can tailor insurance needs for higher risk activities such as hunting, camping, and shooting ranges.
  • Tourism — Aspera can tailor insurance coverage for the wide range of tourist attractions and hospitality facilities, including theme parks, hotels and resorts, restaurants and taverns, and commercial food services. Our team is experienced in underwriting these risks and understands the special issues associated with this industry.
  • Small businesses — Aspera offers General Liability policies including Product Liability coverages for small and local businesses in a wide variety of industries. We can also customize insurance to fit your manufacturing and distribution needs.

Submit your quote request today

See how quickly Aspera can meet your coverage needs. Send your submission now to (Not appointed with Aspera yet? We can respond to your quote and begin the appointment process—at the same time.)

For more information on the businesses we cover, contact Kyle Flynn, Division Manager, at (804) 774-2102 or Reach out to Steven Yavorsky at to begin the agency appointment process.